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Wednesday, December 17, 2025
TopicCredit

Topic: Credit

India extended lines of credit ‘worth $32.02 billion’ for infra projects in Asian & African countries

Minister of State for External Affairs, V. Muraleedharan, told Parliament these funds have supported more than 600 projects in sectors such as infrastructure, power, connectivity and health.

Private credit funds in India step up to fill gap left by banks, non-bank lenders

Firms like Kotak Alternate Asset Managers, Edelweiss Alternative Asset Advisors, InCred Alternative Investments & others are seeking to expand the size of such funds or raise new funds.

RBI proposes expanding UPI digital payments system to allow pre-sanctioned credit lines

In a bid to boost digital payments, RBI recently allowed RuPay credit cards to be linked to UPI. This was to enable customers to link their credit cards and pay via UPI.

Suitable or unsuitable? Understanding the role of credit in finances of low-income households

Low-income households seek loans often, but credit is suitable if it helps sustain or improve financial well-being. This is what must be ensured by lenders, regulators & policymakers.

Post-Covid, RBI’s interest rate hikes have had no consequence on growth of bank credit

Although RBI has been raising repo rate to contain rising inflation & lending, it hasn't discouraged borrowers. The growth in credit could partly be attributed to ‘pent up demand’.

Private lender HDFC Bank reports profit up 20%, rising to Rs.106.05 billion

Net interest income also saw a 18.9% rise while advances grew at 23.4% with the bank seeing a high growth across retail, commercial, rural banking, wholesale loan among others.

Bank credit has bounced back, but rising interest rates & inflation can be new hurdles

Despite rising interest rates, bank credit growth rose to a nine-year-high last month. While credit to MSMEs has shown consistent double-digit growth, it’s large industries that have really helped.  

Why ‘buy now, pay later’ fad doesn’t sit well with RBI

The RBI wants every small-ticket loan to be a marriage officially solemnised in the church of banking. Its new guidelines stop nonbanks from loading digital wallets using credit lines.

‘Buy now, pay later’ can sustain more than just rich lifestyles in India

The BNPL credit innovation can help kirana stores access interest-free liquidity via a formal channel that isn’t circumscribed by personal trust.

On Camera

Top 10 picks of Serendipity Art Festival 2025 by Rohit Chawla

Through film, textile, scent, sound, and gesture, spectators are invited to descend into an immersive environment where inherited knowledge seeps through material and form.

India’s merchandise exports to US rising month-on-month despite Trump tariffs, govt data shows

November exports to the US saw 10% growth from the previous month. Overall, in the first 8 months this fiscal, the merchandise exports to the US touched has touched $59bn.

US clears $686-mn package to breathe fresh life into Pakistani F-16s

Of the total package, $649 million will be utilised for additional hardware, software, and support services, and the remaining for Major Defence Equipment (MDE).

India’s top airline just handed sarkar the keys. That’s IndiGo’s real ‘crime’

Don’t blame misfortune. This is colossal incompetence and insensitivity. So bad, heads would have rolled even in the old PSU-era Indian Airlines and Air India.