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Friday, April 24, 2026
TopicCredit

Topic: Credit

India extended lines of credit ‘worth $32.02 billion’ for infra projects in Asian & African countries

Minister of State for External Affairs, V. Muraleedharan, told Parliament these funds have supported more than 600 projects in sectors such as infrastructure, power, connectivity and health.

Private credit funds in India step up to fill gap left by banks, non-bank lenders

Firms like Kotak Alternate Asset Managers, Edelweiss Alternative Asset Advisors, InCred Alternative Investments & others are seeking to expand the size of such funds or raise new funds.

RBI proposes expanding UPI digital payments system to allow pre-sanctioned credit lines

In a bid to boost digital payments, RBI recently allowed RuPay credit cards to be linked to UPI. This was to enable customers to link their credit cards and pay via UPI.

Suitable or unsuitable? Understanding the role of credit in finances of low-income households

Low-income households seek loans often, but credit is suitable if it helps sustain or improve financial well-being. This is what must be ensured by lenders, regulators & policymakers.

Post-Covid, RBI’s interest rate hikes have had no consequence on growth of bank credit

Although RBI has been raising repo rate to contain rising inflation & lending, it hasn't discouraged borrowers. The growth in credit could partly be attributed to ‘pent up demand’.

Private lender HDFC Bank reports profit up 20%, rising to Rs.106.05 billion

Net interest income also saw a 18.9% rise while advances grew at 23.4% with the bank seeing a high growth across retail, commercial, rural banking, wholesale loan among others.

Bank credit has bounced back, but rising interest rates & inflation can be new hurdles

Despite rising interest rates, bank credit growth rose to a nine-year-high last month. While credit to MSMEs has shown consistent double-digit growth, it’s large industries that have really helped.  

Why ‘buy now, pay later’ fad doesn’t sit well with RBI

The RBI wants every small-ticket loan to be a marriage officially solemnised in the church of banking. Its new guidelines stop nonbanks from loading digital wallets using credit lines.

‘Buy now, pay later’ can sustain more than just rich lifestyles in India

The BNPL credit innovation can help kirana stores access interest-free liquidity via a formal channel that isn’t circumscribed by personal trust.

On Camera

Hormuz crisis won’t replace the dollar with yuan. De-dollarisation is a myth

Recent data does not support any dramatic shift away from the dollar. As per IMF, the share of international transactions conducted in dollars has declined from 56.90% to 56.77%.

Haryana’s new industrial policy in the works, but industry says old problems remain unsolved

Increase in employment subsidy, Rs 500 crore for estate revamp, new townships in pipeline—but land cost, power breakdowns and inspector raj top among key worries for industry leaders.

Military pushes for private participation in space, more Indian satellites. ‘Can’t rely on single entity’ 

CDS Anil Chauhan says future space capability will not be built by government agencies alone. ‘It will be co-developed with industry, start-ups, and technology innovators’.

Trump, Netanyahu’s Iran gamble: The regime change rebound

American objectives are unmet. They neither have muscle nor motivation to resume the war. As for Iran, the regime didn’t just survive, it’s now led by more radical individuals.