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Thursday, August 28, 2025
TopicCredit

Topic: Credit

India extended lines of credit ‘worth $32.02 billion’ for infra projects in Asian & African countries

Minister of State for External Affairs, V. Muraleedharan, told Parliament these funds have supported more than 600 projects in sectors such as infrastructure, power, connectivity and health.

Private credit funds in India step up to fill gap left by banks, non-bank lenders

Firms like Kotak Alternate Asset Managers, Edelweiss Alternative Asset Advisors, InCred Alternative Investments & others are seeking to expand the size of such funds or raise new funds.

RBI proposes expanding UPI digital payments system to allow pre-sanctioned credit lines

In a bid to boost digital payments, RBI recently allowed RuPay credit cards to be linked to UPI. This was to enable customers to link their credit cards and pay via UPI.

Suitable or unsuitable? Understanding the role of credit in finances of low-income households

Low-income households seek loans often, but credit is suitable if it helps sustain or improve financial well-being. This is what must be ensured by lenders, regulators & policymakers.

Post-Covid, RBI’s interest rate hikes have had no consequence on growth of bank credit

Although RBI has been raising repo rate to contain rising inflation & lending, it hasn't discouraged borrowers. The growth in credit could partly be attributed to ‘pent up demand’.

Private lender HDFC Bank reports profit up 20%, rising to Rs.106.05 billion

Net interest income also saw a 18.9% rise while advances grew at 23.4% with the bank seeing a high growth across retail, commercial, rural banking, wholesale loan among others.

Bank credit has bounced back, but rising interest rates & inflation can be new hurdles

Despite rising interest rates, bank credit growth rose to a nine-year-high last month. While credit to MSMEs has shown consistent double-digit growth, it’s large industries that have really helped.  

Why ‘buy now, pay later’ fad doesn’t sit well with RBI

The RBI wants every small-ticket loan to be a marriage officially solemnised in the church of banking. Its new guidelines stop nonbanks from loading digital wallets using credit lines.

‘Buy now, pay later’ can sustain more than just rich lifestyles in India

The BNPL credit innovation can help kirana stores access interest-free liquidity via a formal channel that isn’t circumscribed by personal trust.

On Camera

Severe Hyderabad internet outages make it an IT hub without the IT part

Many offices in Telangana have asked their employees to work from home because of heavy rainfall, but it has become impossible due to the internet outages.

‘Not just Russian oil, India tapped us along on trade deal,’ says US treasury secy Scott Bessent

New Delhi: The US is not worried about the rupee “becoming a reserve currency” given that it is at an all-time low versus the...

CDS on differences on theaterisation—views welcome, final call to be in nation’s best interests

The Navy has always been on board with the theaterisation plan, but the Air Force feels splitting up air assets into several theatre commands is futile & will tie up critical systems.

That Oval Office picture for ages deserves closer Indian reading, with a geopolitical lens

Putin sees this as a victory. Europeans have decided to deal with Trump on his terms for the sake of the larger Western alliance. We look at the lessons for us in India.