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Thursday, April 30, 2026
TopicNon-performing assets

Topic: non-performing assets

It’s not just write-offs, NPA ratios at banks are falling also because fewer loans are turning sour now

RBI data shows bad loans in India are the lowest in at least 13 years. While write-offs are the main reason, lower NPA additions & falling slippage ratio are also driving factors.

Healthy loan growth, comfortable capital position — what’s behind banking sector’s ongoing dream run

There are, however, also some incipient signs of stress in the form of shrinking net interest margins & build-up of bad loans in retail segment that need to be monitored.

5 years, 28 banks, Rs 23,000 cr debt — how ABG Shipyard pulled off ‘India’s biggest bank fraud’

Case has raised questions like how fraud went undetected for so long, how it came to light, how money was diverted, and what led to delay in CBI registering FIR. ThePrint answers.

‘Bad banks’ could be effective, but PSBs need better lending policies in the long run

Campus Voice is an initiative by ThePrint where young Indians get an opportunity to express their opinions on a prevalent issue.

What is the best asset monetisation plan? Modi govt can learn important lessons from Australia

Without bureaucratic capability, India's plan could become a transfer of taxpayer-funded assets to a handful of businesses. Finding balance between public & private interests is key.

Many good things in Budget 2021. But wait for Modi govt to show its will, capability

Unless the Modi govt comes up with some out-of-the-box solution, the demand for recapitalisation could derail its fiscal plans for the year.

SBI income jumps 52%, beats profit estimate after cutting provisions for non-performing loans

Net income jumped to Rs 45.7 billion for the 3 months to September, beating a Rs 36.9 billion average estimate. Bad loan ratio fell slightly to 5.28%, compared with 5.44% at June end.

Modi govt looks at lie detection test to tackle bad loans in Mudra scheme

State-owned Mudra invites expression of interest from potential bidders for an online loan appraisal system that plans to use AI technology.

On Camera

India’s real estate will meet the reality of agentic AI

New Delhi: The outsourcing industry, India’s largest white-collar employer, is a juggernaut that has all but stopped moving. The dollar revenue at the top...

Adani’s giant copper plant hits technical setbacks in first year

The 500,000 tonne-per-year plant produced just 94,000 tonnes of refined copper from April 2025 to February this year.

Indian drone tech company ideaForge signs MoU with Japanese firm to develop next-gen AI powered drones

By pairing Indian drone engineering with Japanese semiconductor expertise, the two firms aim to develop more advanced autonomous systems tailored to both defence & commercial use.

Trump, Netanyahu’s Iran gamble: The regime change rebound

American objectives are unmet. They neither have muscle nor motivation to resume the war. As for Iran, the regime didn’t just survive, it’s now led by more radical individuals.