scorecardresearch
Wednesday, March 27, 2024
TopicBanking sector

Topic: Banking sector

Healthy loan growth, comfortable capital position — what’s behind banking sector’s ongoing dream run

There are, however, also some incipient signs of stress in the form of shrinking net interest margins & build-up of bad loans in retail segment that need to be monitored.

Credit where credit’s due—Modi govt has scripted an unbelievable banking success story

Indian banks, regulators, and investors weren’t worried when crises began exploding in US and European banks earlier this year. This resilience has been a long time coming.

With banking sector upbeat & fresh pvt investments emerging, India’s economy is getting back on track

While bank credit looks healthy, there are signs of stress. Pvt investments show green shoots but merchandise exports are contracting. Foreign investors continue to find India attractive.

SubscriberWrites: There are lessons to be learned from failure of banks. Here are a few

It is crucial for banks and other financial institutions to conduct regular stress tests against known market risks, including inflation and interest rate risks, writes Atul.

India’s FY24 growth to slow to 6.3%, says World Bank, cites US-Europe banking crisis among reasons

World Bank’s India Development Update does, however, say that inflation will ease, and that strong services exports will mitigate some external factors expected to slow growth.

RBI report shows banks’ health improving, but write-offs are rising too

While commercial banks wrote-off Rs 10.09 lakh crore in last five financial years, they have recovered only Rs 1.32 lakh cr — a shade over 13% — from these written-off accounts.

No longer main source of funds for private sector, how banks’ role in the economy is changing

Companies increasingly looking to raise funds from market, while banks focus more on personal loans. Reasons for shift include NPA crisis & higher trust among households, say experts.

What is Modi govt’s ‘bad bank’ that will buy Rs 2 lakh crore debt, free up lending

National Asset Reconstruction Co. Ltd (NARCL) is awaiting RBI’s nod. It aims to free up bank resources for lending to productive sectors of the economy.

Banking services hit as PSU banks go on 2-day strike to protest against privatisation

Nine bank unions collectively gave a strike call for 15-16 March to protest against privatisation of two state-owned banks, a move govt had announced under its disinvestment plan.

To avoid Yes Bank-like shocks, let differentiated banking licenses address financing gaps

India urgently needs a range of entities to solve for the vast diversity in its credit intermediation requirements, including in infrastructure financing.

On Camera

Sanjeev Sanyal says UPSC is poverty of aspiration. But it’s more about desperation

The most productive years of Indian youth gets wasted preparing for the UPSC. But they didn't create this system; the government did.

Why Tamil Nadu’s women make up nearly half of India’s female factory workforce

With an educated & skilled workforce, Tamil Nadu has a burgeoning industrial sector which has scored massive investments in automobiles, electronics, and even footwear.

BRO connects new axis to Ladakh, to be shortest route

The all-weather Nimmu-Padam-Darcha Road will connect Manali to Leh through Darcha and Nimmu on Kargil-Leh Highway.

For BJP, Kejriwal is an idea whose time has come to be destroyed

The ‘idea’ Kejriwal's politics grew around was a no-holds-barred fight against corruption. That is the reason Modi govt has now tarred him and his entire party with the same paint.