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Saturday, September 6, 2025
TopicGold loans

Topic: gold loans

RBI’s new gold loan guidelines could push borrowers back to moneylenders

The assumption that all gold loan borrowers can produce formal documentation is detached from the ground reality and culturally tone-deaf.

Credit growth likely to moderate as banks focus on liquidity. Pivot from loans to deposits likely

Loan growth is likely to stay sluggish this yr due to weak demand & cautious approach on unsecured lending. Going forward, gap between credit growth & deposit growth is likely to shrink.

Documents Required to Get a Quick Gold Loan During Bajaj Finserv Loan Fest

Competitive gold loan interest rate and multiple repayment options make it a wise financial tool to manage both planned and unplanned expenses efficiently.

Experience Convenient and Quick Financing with Bajaj Finserv Gold Loan

Discover how a gold loan can address your urgent financial needs with ease. Explore competitive gold loan rates in India and unlock the benefits of Bajaj Finserv Gold Loan for fast, secure, and hassle-free financing solutions.

28% of India’s borrowers now women, have better risk profile than men, says CIBIL report

Report by credit information firm TransUnion CIBIL says number of women borrowers in India has increased at a compound annual growth rate of 15 per cent over the last 5 years.

Dialysis, rent, EMI — cash-strapped after Covid, Indians are pawning gold to make ends meet

In the first half of 2020, personal loans extended by banks against gold jewellery stood at Rs 1.9 lakh crore, which grew to 3.54 lakh crore in the first half of 2021.

India’s pandemic paradox: Poor pledge gold, rich buy more gold, pushing imports up by 200%

The trend of relatively well-off people buying gold comes at a time when poorer Indian households continue to pawn their meagre gold for funds. 

Covid economic distress is real, just look at the full-page ads for gold jewellery auctions

Newspapers are filled with ads of gold jewellery auction amid indications of economic distress faced by Indian households. But resurgence in gold prices could stem the auctions.

Indians seen rushing for gold loans again as pandemic deepens economic distress, uncertainty

In India, with nearly every household owning gold jewellery in some quantity, gold loans are a preferred option at a time of widespread unemployment and loss of income.

As interest-on-interest gets credited today, only one way you can withdraw the amount

Borrowers of loans up to Rs 2 crore will receive the interest-on-interest credit for the 1 March-31 August period today, in accordance with the Supreme Court order.

On Camera

Kolkata’s silencing of Javed Akhtar exposes India’s secular vacuum

Even those parties that wear the label of secular and progressive often bow to the pressures of fundamentalist groups within the Muslim community.

GST 2.0: India streamlines indirect tax regime amid Trump tariffs & what it means for consumers

Goods and Services Tax Council paves way for a broad two-slab structure of 5% and 18% with a demerit rate of 40% for super luxury and 'sin' goods.

Dassault Aviation takes majority control of joint venture with Anil Ambani’s Reliance

Following the transaction which is expected to be completed by November, Dassault Reliance Aerospace Ltd will become an associate company, with Reliance retaining a 49% stake.

For Indian Mercedes, Asim Munir’s dumper truck in mirror is closer than it appears

From Munir’s point of view, a few bumps here and there is par for the course. He isn’t going to drive his dumper truck to its doom. He wants to use it as a weapon.