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Friday, March 13, 2026
TopicGold loans

Topic: gold loans

The Changing Face of Collateral: Why Gold Still Matters

In this exploration of why gold loans and Gold Loan Apps still matter, let's delve into the nuances of this glittering asset.

RBI’s new gold loan guidelines could push borrowers back to moneylenders

The assumption that all gold loan borrowers can produce formal documentation is detached from the ground reality and culturally tone-deaf.

Credit growth likely to moderate as banks focus on liquidity. Pivot from loans to deposits likely

Loan growth is likely to stay sluggish this yr due to weak demand & cautious approach on unsecured lending. Going forward, gap between credit growth & deposit growth is likely to shrink.

Documents Required to Get a Quick Gold Loan During Bajaj Finserv Loan Fest

Competitive gold loan interest rate and multiple repayment options make it a wise financial tool to manage both planned and unplanned expenses efficiently.

Experience Convenient and Quick Financing with Bajaj Finserv Gold Loan

Discover how a gold loan can address your urgent financial needs with ease. Explore competitive gold loan rates in India and unlock the benefits of Bajaj Finserv Gold Loan for fast, secure, and hassle-free financing solutions.

28% of India’s borrowers now women, have better risk profile than men, says CIBIL report

Report by credit information firm TransUnion CIBIL says number of women borrowers in India has increased at a compound annual growth rate of 15 per cent over the last 5 years.

Dialysis, rent, EMI — cash-strapped after Covid, Indians are pawning gold to make ends meet

In the first half of 2020, personal loans extended by banks against gold jewellery stood at Rs 1.9 lakh crore, which grew to 3.54 lakh crore in the first half of 2021.

India’s pandemic paradox: Poor pledge gold, rich buy more gold, pushing imports up by 200%

The trend of relatively well-off people buying gold comes at a time when poorer Indian households continue to pawn their meagre gold for funds. 

Covid economic distress is real, just look at the full-page ads for gold jewellery auctions

Newspapers are filled with ads of gold jewellery auction amid indications of economic distress faced by Indian households. But resurgence in gold prices could stem the auctions.

Indians seen rushing for gold loans again as pandemic deepens economic distress, uncertainty

In India, with nearly every household owning gold jewellery in some quantity, gold loans are a preferred option at a time of widespread unemployment and loss of income.

On Camera

Period pain is real. Blanket menstrual leave policy isn’t a fix

The Supreme Court is right to point out the 'mindset of employers', who, because of this policy, may deduce that 'women are inferior.'

Red carpet for industry honchos as AAP kicks off Punjab investors summit. Rs 10,000 cr pledged on Day 1

At 2nd such summit in Punjab for top investors organised by AAP since it came to power in Punjab, Lakshmi Mittal announced his Bathinda refinery has increased production of LPG by 3,000 tonnes/day.

Supreme Leader Mojtaba, the man Iran must keep alive & the secret force ‘tasked with it’—all about NOPO

The Nirouyeh Vijeh Pasdaran Velayat, or NOPO, was the only force Ali Khamenei trusted.It was founded in 1991 and is more feared than the Revolutionary Guards.

Trump brings the Age of Humiliation for friends. Modi needs stoicism abroad, humility at home

Trump has ushered in the age of humiliation. His method is to push around America’s friends rudely and publicly. He knows none of them can afford to fight back.