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Monday, August 18, 2025
TopicBanks

Topic: banks

Why Indian banks could make the Covid-19 economic crisis only worse

Despite warnings, India waited too long to fix the banks, thinking that it had all the time in the world. Now it may be too late.

How banks can help India get its growth back on track

Cleaning up bank balance sheets might stem current slump, but until lenders see major set of new opportunities, Indian economy won’t return to rapid growth.

Nirmala Sitharaman’s Budget 2020 must make MSME lending a core business activity of banks

The Union Budget 2020 should focus on creating a coherent and viable policy framework for lending to MSMEs, including making it a core business activity for banks.

Banks to get Rs 54,000 crore bonanza this month from bankruptcy recoveries

Banks are expected to benefit from bankruptcy recovery process from Essar Steel, Prayagraj Power Generation, Ruchi Soya and RattanIndia Power.

Newest bank to list, Ujjivan Small Finance debuts with as much as 70% in IPO

Ujjivan Small Finance shares climbed as high as Rs 62.80 before closing the session at Rs 56 in Mumbai, up 51% from the IPO price.

Nandan Nilekani: India’s financial inclusion is on fast track because of these 3 big ideas

Innovative platforms like Amazon, Google, Facebook, and Uber wouldn't have been so successful without the class of silent public technology investment.

Why more smartphones and bank accounts haven’t brought financial digital inclusion in India

India's financial sector has been a gung-ho adopter of technology. But design of technology and finance have hardly reflected users’ lived realities.

Indian banks are still not fully passing on interest rate cuts to customers

Spread between RBI’s key policy rate & weighted average lending rate on outstanding loans from banks is highest in data going back to February 2012.

India’s top bankers keep saying the worst is over, but it only keeps getting worse

RBI data suggests bad loans issue is anything but resolved and coupled with the larger economic slowdown, bankers’ proclamations can’t be taken too seriously.

Indian economy needs structural reforms & behavioural change, not macroeconomic jargon

What the disproportionate focus on macroeconomics misses is fact that to increase economic growth, you need to change behaviour of individuals and firms.

On Camera

Why Modi, BJP should worry about bad blood between CEC Gyanesh Kumar and Rahul Gandhi

If there is bad blood between the CEC and the Opposition leaders, it will shake the people’s faith in election results. It’s the worst thing that could happen to Indian democracy.

Navigating Trump’s tariffs is no child’s play. Indian toymakers are losing out on orders, enquiries

Indian toymakers are now exploring new markets, but they want govt to negotiate a trade deal with US soon, introduce incentives and subsidies to make the industry more competitive.

Pakistan signs $1.5 billion deal to sell lethal combat weapons to Sudan’s junta

The deal, believed to be paid for by a third nation, will give the Sudanese Armed Forces access to light attack aircraft, engines, armoured fighting vehicles & unmanned aerial vehicles.

War of IAF, PAF doctrines: As Pakistan obsesses over numbers, India embraces risk, wins

Now that both IAF and PAF have made formal claims of having shot down the other’s aircraft in the 87-hour war in May, we can ask a larger question: do such numbers really matter?