Tuesday, 9 August, 2022
TopicBank loans

Topic: Bank loans

What is home loan prepayment and what are its advantages?

Siraj Ansari -
In addition to low EMIs and interest rates, loan prepayment rids one from the obligation of spending a sum every month.

Bad loan scam or defaulters dodging debt? The story behind former SBI chairman’s arrest

Ananya Bhardwaj -
SBI ex-chair Pratip Chaudhuri has been accused of ‘conniving’ with asset reconstruction firm to wrongly declare a loan NPA, and sell property worth Rs 200 crore for Rs 25 crore.

Ambani’s JioPhone Next built by Google can unleash a credit revolution for banks

Andy Mukherjee -
If the device is a hit, there will be a surge of customer data that can stand in for collateral. A small band of policy influencers could help banks get their hands on it.

What critics of Insolvency and Bankruptcy Code get wrong about the recovery model

Hemant Manuj -
Any belief that the Insolvency and Bankruptcy Code has not performed better than the erstwhile mechanisms of recovery is not supported by facts.

How risk-averse banks have become hurdles to recovery of Indian economy after Covid

Anirban Nag -
RBI data shows loans to companies and individuals have been growing at a subdued 5.5%-6% in recent months, which is half the pace seen before the pandemic struck.

Indians took loans for houses & cars through pandemic, but not for education, RBI data shows

Remya Nair -
Bank credit data between March 2020 and May 2021 shows overall loans given by banks decelerated in the second wave. But personal loans grew in double digits.

4 ways fixed deposits can help finance your expenditures

PR Spot -
Other than helping save money, fixed deposits are also extremely useful for funding some common big-ticket expenses.

Our dark financial tunnel could get longer — that’s the message from bad loans of SBI Cards

TN Ninan -
Credit card debt as a percentage of the total is tiny, but it is expensive credit, and default is usually a sign that personal finances are in trouble.

Your credit score won’t be impacted if you opt for loan restructuring. Here is why

Manojit Saha -
Credit history only after debt recast would be taken into account for new loans. Banks will allow recast only if income impacted between February and August.

File Kamath panel recommendations on loan moratorium, Supreme Court tells Centre, RBI

PTI -
SC's direction came after the Finance Ministry agreed to waive compound interest charged on loans of up to Rs 2 crore for six-month moratorium period announced due to the pandemic.
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Opinion

Representational image | Indian Navy/Facebook

Tale of two ships – How Delhi is asserting Indianness of the Indian Ocean to China

Jyoti Malhotra -
A US Navy ship docked in an Indian port for the first time. And a Chinese ship couldn’t in Sri Lanka. New Delhi is finally pulling strings.
Ministry of Defence headquarters | Representational image | Commons

SPARSH will make defence pension digital, but problems won’t disappear. Ask pensioners

Opposition leaders protest outside Parliament | Representative image | ANI

Confused, aimless—why Opposition parties live up to Ronen Sen’s ‘headless chicken’ remark

Economy

Representational image | Rupixen/Unsplash

‘We are cracking down’— how Modi govt plans to make it tougher for states to fund freebies

Shubham Batra -
The Narendra Modi government is looking at ways to check states’ spending on handouts like free electricity and rations. The first step is to tighten the noose on state borrowings.

Defence

Representational image | Indian Army soldiers during the Army Day Parade at Cariappa Parade Ground in New Delhi | ANI Photo

Army looks to reduce troops by 2 lakh, deployment in Kashmir could be rejigged

Snehesh Alex Philip -
The Army, which faces a shortage of about 1.35 lakh personnel, is aiming to reduce its strength from 12.8 lakh to around 10.8 lakh.

National Interest

In Kashmir 3 years on, 3 positive changes, 3 things that should’ve happened & 3 that got worse

Shekhar Gupta -
Kashmir as a crisis has fallen off our headlines and from the top of our collective minds. Which is precisely the most important change for the better.

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