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Thursday, December 4, 2025
TopicNon-performing assets

Topic: non-performing assets

It’s not just write-offs, NPA ratios at banks are falling also because fewer loans are turning sour now

RBI data shows bad loans in India are the lowest in at least 13 years. While write-offs are the main reason, lower NPA additions & falling slippage ratio are also driving factors.

Healthy loan growth, comfortable capital position — what’s behind banking sector’s ongoing dream run

There are, however, also some incipient signs of stress in the form of shrinking net interest margins & build-up of bad loans in retail segment that need to be monitored.

5 years, 28 banks, Rs 23,000 cr debt — how ABG Shipyard pulled off ‘India’s biggest bank fraud’

Case has raised questions like how fraud went undetected for so long, how it came to light, how money was diverted, and what led to delay in CBI registering FIR. ThePrint answers.

‘Bad banks’ could be effective, but PSBs need better lending policies in the long run

Campus Voice is an initiative by ThePrint where young Indians get an opportunity to express their opinions on a prevalent issue.

What is the best asset monetisation plan? Modi govt can learn important lessons from Australia

Without bureaucratic capability, India's plan could become a transfer of taxpayer-funded assets to a handful of businesses. Finding balance between public & private interests is key.

Many good things in Budget 2021. But wait for Modi govt to show its will, capability

Unless the Modi govt comes up with some out-of-the-box solution, the demand for recapitalisation could derail its fiscal plans for the year.

SBI income jumps 52%, beats profit estimate after cutting provisions for non-performing loans

Net income jumped to Rs 45.7 billion for the 3 months to September, beating a Rs 36.9 billion average estimate. Bad loan ratio fell slightly to 5.28%, compared with 5.44% at June end.

Modi govt looks at lie detection test to tackle bad loans in Mudra scheme

State-owned Mudra invites expression of interest from potential bidders for an online loan appraisal system that plans to use AI technology.

On Camera

Why Bihar migrates has a 500-year old answer — from Mughal taxpayers to peasant warriors

Migration in North India isn’t just due to lack of development today. It was shaped by the evolution of labour markets under Sher Shah, Mughals, and the East India Company.

India’s Russian oil imports are showing up in cryptic new places. The crude map stands redrawn

December oil imports from Russia may drop nearly 50%, but Indian buyers already shifting to non-designated Russian entities and opaque trading channels to keep Russian oil flowing.

From nuclear cooperation to defence, trade to oil, what is expected from Putin’s two-day India visit

New Delhi is interested in firming up bilateral agreements for increased trade, mobility, upgrade of Su-30 MKI fighters and the increased range of BrahMos supersonic missiles.

Gaali cricket: Bavuma stands tall, India’s Test ego cut to size

The India-South Africa series-defining fact is the catastrophic decline of Indian red ball cricket where a visiting team can mock us with the 'grovel' word.