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Thursday, January 29, 2026
TopicDigital lending apps

Topic: digital lending apps

iPhone craze, Goa trips, to making ends meet, ‘addictive’ instant loan apps leading many into debt trap

Unsecured loans have been a concern for RBI for a while now. Last year, it took steps to make it more expensive for banks, NBFCs to give them out in bid to deter such borrowing.

Digital lending has got a bad rap, but don’t throw the baby out with the bathwater

With predatory digital lending practices drawing attention, it’s crucial to look at the funding and regulatory environment within which the sector operates.

Huge interest rates, sneaky T&Cs, threat calls — how loan apps are trapping Indians despite crackdown

India’s lending space is a toxic cocktail of financially unsavvy customers, predatory loan apps, and not enough oversight. Here are five stories.

Govt’s ban on loan apps: Data theft, tax evasion, extortion & fraud charges behind move

The Centre Monday blocked around 138 betting and 94 loan apps. However, there is no official word yet on exactly how many apps have been banned, which ones, and why.

‘Like fraud, usurious’ — digital lending apps in spotlight for high interest rates & fees

Industry data show that economically weaker borrowers are being forced to take loans, due to personal or work-related circumstances, at rates well above what they can afford.

On Camera

Why sharp selloff in Japanese bonds has a message for India’s budget

Although its overall GDP will soon be bigger than Japan’s, on a per-capita basis India is still 12 times poorer.

India’s looking at 14 million metric tonnes of e-waste by 2030, recycling can’t keep up—NITI Aayog

Country's used lithium-ion battery problem is also set to grow sharply in next decade. India 3rd largest e-waste producer with 7% global share but currently recycles only about 10% of it.

Indian Army ties up with US drone company that made its name in the Ukraine conflict

Shield AI will provide V-BAT vertical takeoff & landing drones along with licences for software, which will be integrated into aircraft and made available to select Indian partners.

Non-alignment is coming back in a new avatar: Trump-peedit alliance

No nation other than China can negotiate one-on-one with Trump on an equal footing. That’s why the middle powers who so far formed the core of multilateral bodies now feel orphaned.