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Thursday, March 12, 2026
TopicIndian banking

Topic: Indian banking

IDFC FIRST Bank fraud is not a credit-quality story. It is about governance

Risk has not been eliminated. It has changed its form—shifting from balance-sheet strain due to non-performing loans to the operational challenges of managing vast, rapidly evolving digital flows.

Healthy loan growth, comfortable capital position — what’s behind banking sector’s ongoing dream run

There are, however, also some incipient signs of stress in the form of shrinking net interest margins & build-up of bad loans in retail segment that need to be monitored.

Why India need not worry about Silicon Valley Bank’s collapse, but must learn from it

On March 10, Silicon Valley Bank (SVB), a start-up focussed lender, became the largest bank to fail in the US since the 2008 global...

Axis Bank completes deal to buy Citi’s India consumer, non-banking finance businesses

The Rs 123.25-billion deal, when announced last year, was Axis Bank's biggest-ever acquisition. Citi was among the first international lenders to introduce credit cards in India in 1987.

RBI unlikely to extend 30 September deadline for credit card security, say bankers, merchants

According to RBI's data, card & internet transactions made up 34.6% of the total fraud cases in FY21.

Indian banks can’t ignore persons with disabilities. RBI guidelines exist for a reason

Accessibility in banking facilities is crucial for financial inclusion of persons with disabilities and for achieving the dream of turning India into a digital economy.

Good to see telecom crisis resolved. Govt should promote competition to boost private sector

Greater private participation in a sector isn’t enough. It needs to be accompanied with a conducive environment for promoting competition.

Indian banking system will be among last to recover due to NPA overhang, S&P says

The rating agency says India, Mexico, and South Africa are among the banking systems that will be slower to recover to 2019 levels — likely beyond 2023.

The risky game Indian banks are playing as Covid loans moratorium nears its end

Financial firms have an incentive to pretend their borrowers have become miraculously stress-free. Investors know this and are trying to ferret out bad news.

How government intervention is wrecking India’s banking system

A summary of Episode 407 of #CutTheClutter where Shekhar Gupta explains why the government should move out of India’s banking system.

On Camera

Nehru and Modi’s dilemmas are similar. Secret documents on 1953 nuclear crisis show

As critics accuse PM Modi of surrendering national sovereignty and India’s moral compass over Iran crisis, declassified documents show the dilemmas he faces are not new.

India’s Russian crude imports approach pre-Trump sanction levels amid Hormuz disruptions & US ‘waiver’

India has already purchased nearly 16 million barrels of Russian crude so far in March 2026, translating to roughly 1.6 million barrels per day, indicating a sharp uptick.

India-Bangladesh relations on track—After military intel chief’s visit, envoy goes to Army War College

In a first during his tenure as High Commissioner to India, Riaz Hamidullah addressed JOCAP consisting of tri-forces officers, as New Delhi & Dhaka step up normalisation efforts.

Trump brings the Age of Humiliation for friends. Modi needs stoicism abroad, humility at home

Trump has ushered in the age of humiliation. His method is to push around America’s friends rudely and publicly. He knows none of them can afford to fight back.