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Saturday, January 3, 2026
TopicFinancial inclusion

Topic: financial inclusion

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

‘Mujhe EMI bharna hai’—how voice tech is bringing millions of Indians into banking system

Using icons and speech, AI-enabled voice apps like Hello Ujjivan and Bhashini are building a new bridge to banking for India’s 18 crore low-literate citizens.

Jan Dhan Yojana at 10: Big boost to financial inclusion but greater awareness needed, say experts

Experts also highlight need for more data to assess impact on ground. Govt data shows there are currently 53 cr Jan Dhan account holders, of whom 30 cr are women.

35% bank accounts are inactive. Financial inclusion isn’t going to happen without women

The top 15 cities of India account for more than 60% of the total AUM. We still have a long way to go before the spread of financial products becomes pan-India.

On Camera

Indian bureaucracy should be given incentives and rewards: MH Mody

Is there a place for a counter-bureaucracy, or a separate and competing bureaucracy to counterbalance the force of the executive’s bureaucracy, asked author MH Mody in 1980.

India’s urban co-op banks are turning the page—crisis to cautious revival, one metric at a time

With bad loans shrinking & capital buffers stronger, urban co-op banks’ new umbrella body NUCFDC is now prioritising rollout of digital transformation.

Greece looking at TATA’s WhAP infantry combat vehicle for army procurement

If deal goes through, Greece will be 2nd foreign country to procure vehicle. Morocco was first; TATA Group has set up manufacturing unit there with minimum 30 percent indigenous content.

A year-end Mea Culpa in National Interest—The Army-Islam combo doesn’t kill democracy

Many of you might think I got something so wrong in National Interest pieces written this year. I might disagree! But some deserve a Mea Culpa. I’d deal with the most recent this week.