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Thursday, October 30, 2025
TopicBanking

Topic: Banking

The chicken-and-egg problem of NPCI shows what’s needed to improve its performance

NPCI is both the operator and infrastructure provider of IMPS and UPI, and does not have the structure to generate the right incentives.

Creating new winners

We can no longer argue simplistically that, if the government or public sector can’t do the job, call in the private sector.

The sub-seven reality

For India to return to sustained 7 percent growth, it will need serious reform of the kind not attempted so far.

RBI data isn’t enough to argue if demonetisation was a success or failure

It's premature to decide whether demonetisation is a success or failure, write economists Jagdish Bhagwati, Vivek Dehejia and Pravin Krishna.

Staring into the hole

Loans given by banks during the boom years are torpedoing them, and we will all feel the ripple effects.

Maharashtra’s Rs 30,500 cr loan waiver is the latest ‘moral hazard’ in the name of farmers

Maharashtra Chief Minister Devendra Fadnavis has finally cleared a Rs 30,500 crore debt waiver for farmers, but has been told by the Union finance...

Our payments bank is more secure than PSU banks — Paytm chief Vijay Shekhar Sharma

India's youngest billionaire spoke in Mumbai about taking on the big banks, Aadhaar, privacy and the NPA debate.

On Camera

Russia’s super-missile test shows a new, expensive technological race—with dire outcomes

The test raises a question. Why have Russian nuclear strategists now invested in the Burevestnik, when the US abandoned nuclear ramjet propulsion in 1964?

Karnataka, Telangana, TN, Maharashtra power 40% of services output, pan-India growth uneven—NITI Aayog

Report on India's services sector examines state-level dynamics, maps disparities and suggests ways to tap into the sector’s potential.

India pulled out of Tajikistan’s strategically important Ayni air base in 2022. Here’s why

Tajikistan did not want to extend the lease because of apparent pressure from Russia & China over non-regional military personnel at the air base, it is learnt.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.