scorecardresearch
Add as a preferred source on Google
Saturday, October 25, 2025
TopicBanking

Topic: Banking

The chicken-and-egg problem of NPCI shows what’s needed to improve its performance

NPCI is both the operator and infrastructure provider of IMPS and UPI, and does not have the structure to generate the right incentives.

Creating new winners

We can no longer argue simplistically that, if the government or public sector can’t do the job, call in the private sector.

The sub-seven reality

For India to return to sustained 7 percent growth, it will need serious reform of the kind not attempted so far.

RBI data isn’t enough to argue if demonetisation was a success or failure

It's premature to decide whether demonetisation is a success or failure, write economists Jagdish Bhagwati, Vivek Dehejia and Pravin Krishna.

Staring into the hole

Loans given by banks during the boom years are torpedoing them, and we will all feel the ripple effects.

Maharashtra’s Rs 30,500 cr loan waiver is the latest ‘moral hazard’ in the name of farmers

Maharashtra Chief Minister Devendra Fadnavis has finally cleared a Rs 30,500 crore debt waiver for farmers, but has been told by the Union finance...

Our payments bank is more secure than PSU banks — Paytm chief Vijay Shekhar Sharma

India's youngest billionaire spoke in Mumbai about taking on the big banks, Aadhaar, privacy and the NPA debate.

On Camera

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.