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Saturday, March 14, 2026
TopicBanking system

Topic: Banking system

SubscriberWrites: Why banks should focus even more on insurance and not less

The manner in which insurance is being sold being the topic of contention, it would be prudent to address the root cause rather than tinker with the manifestation.

Ex-finance secy writes to Modi govt, red-flags ‘gaps’ in last-mile delivery of welfare schemes

In a letter to FM Nirmala Sitharaman, EAS Sarma cites study that says many MGNREGS workers in an Andhra tribal area have to travel significant distances to claim their wages. 

India likely to see softer impact of Credit Suisse crisis, says brokerage firm Jefferies

Credit Suisse has only one branch in India and total assets of over Rs 200 billion ($2.42 billion).

India’s banking rules need to close the door to tycoon cronyism

Crony capitalism has built up slowly in India, emerging as a Frankenstein’s monster. Telecommunications to transportation, the landscape is starting to resemble a Monopoly board.

Moral of Yes Bank collapse story: Money makes you do things you don’t want to

There’s no silver-bullet solution for India’s financial sector, and to rebuild confidence, boring things need to be done. RBI has much to think about.

Cash crunch will worsen India’s bad loans mess, already the worst in the world

Failure to slash stressed assets, cash crunch in NBFCs, delays in bankruptcy process are adding to challenges faced by banks as they tidy up balance sheets.

50 years after nationalisation, Modi needs to starve PSU banks, not celebrate them

A banking sector that should be stimulating growth & investment remains inefficient & wasteful. Reason: The political priorities of a populist PM.

Jayant Sinha says ‘hydra-headed’ NPA monster Modi government’s biggest challenge

Speaking at Off the Cuff, Sinha says Modi government has put in place drivers of robust growth in future.

India’s banking system requires a stronger watchdog

RBI’s supervisory capacity needs strengthening — including better training, more specialization and longer tenures for officials, among other measures that the bank itself has recommended.

We can’t do away with bank scams. But we can aim for an India where they are fewer

Money is about accounting entries. Modern scams are all about stealing accounting entries, when the system has a “reconcilement” problem.

On Camera

Menstrual leave doesn’t work in ‘real world’. And that real world is designed by, for men

When a woman menstruates, when/if she decides to marry, when/if she decides to have kids, should not be factors when looking at a woman’s potential from a hiring standpoint.

US strike on Iran’s key oil export island Kharg raises fears of wider supply disruption

President Trump said the US had bombed military targets on Kharg Island in the Persian Gulf, but spared oil infrastructure.

Supreme Leader Mojtaba, the man Iran must keep alive & the secret force ‘tasked with it’—all about NOPO

The Nirouyeh Vijeh Pasdaran Velayat, or NOPO, was the only force Ali Khamenei trusted.It was founded in 1991 and is more feared than the Revolutionary Guards.

Peaceful power transfers followed uprisings in India’s neighbourhood. It’s a sign of mature democracies

Rating democracies is a tricky business. I am only using the simple metric of who in the Indian subcontinent has had the most peaceful, stable, normal political transitions and continuity.