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Sunday, February 22, 2026
TopicBanking system

Topic: Banking system

SubscriberWrites: Why banks should focus even more on insurance and not less

The manner in which insurance is being sold being the topic of contention, it would be prudent to address the root cause rather than tinker with the manifestation.

Ex-finance secy writes to Modi govt, red-flags ‘gaps’ in last-mile delivery of welfare schemes

In a letter to FM Nirmala Sitharaman, EAS Sarma cites study that says many MGNREGS workers in an Andhra tribal area have to travel significant distances to claim their wages. 

India likely to see softer impact of Credit Suisse crisis, says brokerage firm Jefferies

Credit Suisse has only one branch in India and total assets of over Rs 200 billion ($2.42 billion).

India’s banking rules need to close the door to tycoon cronyism

Crony capitalism has built up slowly in India, emerging as a Frankenstein’s monster. Telecommunications to transportation, the landscape is starting to resemble a Monopoly board.

Moral of Yes Bank collapse story: Money makes you do things you don’t want to

There’s no silver-bullet solution for India’s financial sector, and to rebuild confidence, boring things need to be done. RBI has much to think about.

Cash crunch will worsen India’s bad loans mess, already the worst in the world

Failure to slash stressed assets, cash crunch in NBFCs, delays in bankruptcy process are adding to challenges faced by banks as they tidy up balance sheets.

50 years after nationalisation, Modi needs to starve PSU banks, not celebrate them

A banking sector that should be stimulating growth & investment remains inefficient & wasteful. Reason: The political priorities of a populist PM.

Jayant Sinha says ‘hydra-headed’ NPA monster Modi government’s biggest challenge

Speaking at Off the Cuff, Sinha says Modi government has put in place drivers of robust growth in future.

India’s banking system requires a stronger watchdog

RBI’s supervisory capacity needs strengthening — including better training, more specialization and longer tenures for officials, among other measures that the bank itself has recommended.

We can’t do away with bank scams. But we can aim for an India where they are fewer

Money is about accounting entries. Modern scams are all about stealing accounting entries, when the system has a “reconcilement” problem.

On Camera

Youth Congress, your foolish protest helped the Modi govt climb out of the AI summit hole

In tactical terms, the shirtless protest was worse than a self-goal. Suddenly, the fiascos of the AI Summit were forgotten, and the Youth Congress’s disruption became the issue.

In the West, there’s anxiety. In India, optimism—Rishi Sunak says India poised to be leader in AI

On Wednesday, the former UK Prime Minister Rishi Sunak was speaking in New Delhi at a Carnegie & Observer Research Foundation event on AI.

MoD, IAF agree on some exemptions to HAL for Tejas Mk1A, but no compromise on ‘must-have’ capabilities

IAF is fine with accepting the aircraft with 'must-haves', even if some other steps remain pending, which may take at least another year, it is learnt.

No country is ever fully sovereign. Cold War era taught India its real meaning

India’s fraught neighbourhood places multiple constraints on its strategic choices. It leaves no time to take a deep breath, lean back and reset.