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Friday, November 21, 2025
TopicReserve Bank of India

Topic: Reserve Bank of India

In just 5 years, private banks have narrowed public sector’s huge lead in loans & deposits

Private banks’ market share in loans has risen to 36.04% in 2020 from 21.26% in 2015, while public sector banks’ share has gone to 59.8% from 74.28%.

Two years back, RBI had rejected DBS Bank’s bid for 50% stake in Lakshmi Vilas Bank

RBI has put struggling LVB under moratorium, and proposed its merger with DBS’ India subsidiary DBIL. In 2018, LVB was valued at Rs 3,500-5,000 crore.

Lakshmi Vilas institutional investors to oppose RBI’s proposal to merge bank with DBS

After putting Lakshmi Vilas Bank on moratorium Wednesday, RBI announced a draft scheme of amalgamation between LVB and DBS India Ltd.

How RBI moved quickly to save Lakshmi Vilas Bank, and why it chose Singapore’s DBS for merger

Ignoring shadow banks, the banking regulator chooses the Singapore govt-owned lender due to its India commitment with the subsidiary route.

Lakshmi Vilas Bank placed under one-month moratorium, withdrawals capped at Rs 25,000

The step was taken by the government, on the advice of the Reserve Bank, in view of the declining financial health of the private sector lender.

Indians saved more in Q1, preferred to invest in mutual funds and hold cash, RBI says

RBI says increased flows to mutual funds was driven by low fixed deposit rates in banks while pandemic hastened need for people to buy life insurance policies.

Covid has brought payment by cash down by 50% in 2020, says survey

Survey says that while demonetisation brought digital payments into mainstream, GST enabled it further, but it is the Covid-19 pandemic that has really accelerated it.

Banks have not signed a single agreement for RBI’s debt recast scheme for high value loans

Tepid response to the debt recast scheme is being seen because there is lack of awareness and reluctance by banks, say bankers.

Why the ‘Impossible Trinity’ is pushing RBI toward strengthening the rupee

RBI has signalled that letting rupee strengthen is least bad option as economy shifts from being a global growth hotspot to a Covid hotbed.

Why IMF evaluators want India-style capital controls to be adopted around the world

While capital controls may be useful in maintaining financial stability, Indian experience suggests IMF should focus on yardsticks of transparency, rule of law.

On Camera

Trump’s 28 points for Ukraine add up to a no-go at peace

Two questions are pertinent: Why does the Trump administration keep making the same mistakes on the peace proposal? And what does a hurried peace plan mean on the ground?

At Charcha 2025: Local entrepreneurship, not just big IT, will drive next wave of distributed AI work

While global corporations setting up GCCs in India continue to express confidence in availability of skilled AI engineers, the panel argued that India’s real challenge lies elsewhere.

Tejas fighter aircraft crashes at Dubai Air Show, IAF confirms pilot’s death

This is the second such incident after a Light Combat Aircraft (LCA) Tejas had crashed into a hostel on the outskirts of Jaisalmer in March last year.

INDIA has a Congress-sized hole. And the fix begins with a little humility

Without a Congress revival, there can be no challenge to the BJP pan-nationally. Modi’s party is growing, and almost entirely at the cost of the Congress.