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Friday, October 24, 2025
TopicPublic Sector Banks

Topic: Public Sector Banks

What is ‘One state, One Regional Rural Bank’ & why it may be a step in the right direction

After amalgamation, number of RRBs has come down to 28 from earlier 43. Experts say move is expected to increase capital base of unified RRBs, spurring credit growth and diversification.

Public sector bank stocks fall 20-30% from peak as investors face reality of falling profitability 

Driven by buoyant narratives & robust profitability in the past, stocks of many public sector banks rose over 400% since 2020. They have fallen sharply over the last few months.

Govt jobs are changing. PSU bank staff live in pressure cooker, 9-5 replaced by 24×7

Government bank employees sell mutual funds, insurance and just never log out. They have steeper targets and ‘performer of the month’ award to chase too.

Loan write-offs fall 27% in 5 years, public sector banks outperform private peers in recoveries

PSBs have seen recoveries of written off loans growing faster than fresh write-offs since 2019-20, according to data provided by Ministry of Finance in Rajya Sabha.

6 govt-run banks with public shareholding below 25% likely to hit the market in ‘next few months’

Economic Affairs Secretary Ajay Seth told ThePrint the govt & the management of the banks are in consultation about this & it will not be possible for some banks to reach 25% in one go.

‘Cesspool to historic profits’ — FM Sitharaman outlines ‘turnaround’ of banking sector under Modi

In series of X posts, Finance Minister Nirmala Sitharaman highlights 'banking sector turnaround from non-performing assets crisis created by UPA to Rs 3 lakh crore profits in FY24'.

India’s public sector banks are laughing all the way to profits. But new stress can interrupt

PSBs saw year-on-year rise of nearly 50% in net profit in July-Sept quarter thanks to broad-based rise in loans. But MSME stress, pace of credit & deposit growth will determine future.

53 years since Indira’s bank nationalisation ordinance, a push for privatisation under Modi

Over half a century since Indira Gandhi nationalised 14 public sector banks, move still evokes sharp divisions, with some criticising it as a failure and others hailing it as a landmark  decision.

‘Bad banks’ could be effective, but PSBs need better lending policies in the long run

Campus Voice is an initiative by ThePrint where young Indians get an opportunity to express their opinions on a prevalent issue.

Only 1.6% loans to street vendors under PM SVANidhi so far have come from private banks

Of total loans disbursed to over 20 lakh street vendors until 29 March, PSBs gave loans to over 18 lakh applicants while private banks distributed loans to just 32,534.

On Camera

In Bihar, BJP is courting upper castes—a clear shift from its 2020 strategy

With two parties led by Dalit leaders now part of NDA, the BJP is hopeful of winning a large number of reserved constituencies.

Boom to bust: Haunted by Ketan Parekh saga, 117-yr-old Calcutta Stock Exchange’s future lies in limbo

CSE, one of India’s oldest bourses, is edging towards a voluntary exit. It could never recover from market manipulation scam that caused a payment crisis at exchange back in 2001. 

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

CJI, IPS, IAS & Homebound: A wake-up call 75 years in the making

Education, reservations, govt jobs are meant to bring equality and dignity. That we are a long way from that is evident in the shoe thrown at the CJI and the suicide of Haryana IPS officer. The film Homebound has a lesson too.