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Wednesday, November 5, 2025
TopicNPA

Topic: NPA

Lending more to households. Not enough data to call it a sign of prosperity

We are used to thinking that banks typically lend to larger firms, and households borrow from the informal sector. It's time to revise these misconceptions.

DK Shivakumar right about flyover. Shouldn’t repeat the same mistakes as UPA-2

ThePrint view on the most important issues.

No longer main source of funds for private sector, how banks’ role in the economy is changing

Companies increasingly looking to raise funds from market, while banks focus more on personal loans. Reasons for shift include NPA crisis & higher trust among households, say experts.

53 years since Indira’s bank nationalisation ordinance, a push for privatisation under Modi

Over half a century since Indira Gandhi nationalised 14 public sector banks, move still evokes sharp divisions, with some criticising it as a failure and others hailing it as a landmark  decision.

What’s the impact of late EMI, credit card bill payment on CIBIL score

Lenders view loan approvals with a low CIBIL score as a risky proposition, whereas a good credit score provides some assurance that the debt will be recovered.

Ex-SBI chairman Pratip Chaudhuri arrested in loan default case, sent to 14-day judicial custody

A case was filed against Chaudhuri in 2015 for allegedly seizing a Jaisalmer hotel property in a loan settlement case and selling it at a throwaway price through fraudulent means.

Wait till privatisation of Air India to decide on a good model of asset monetisation

The Modi government should assure citizens that no part of the monetised revenue will be used to bail out NPAs or build white elephants to mollify vote banks.

Setting up bad bank to fix NPA problem is a bad idea. It’s a temporary solution & just bad economics

ThePrint view on the most important issues, instantly.

Only a dozen large firms to gain from bank loans recast, most stressed firms not eligible

According to bankers, total debt recast will be around Rs 3 lakh crore. Shapoorji Pallonji, Future groups among firms to receive nod for recast, but may ultimately not need it.

Indian banking system will be among last to recover due to NPA overhang, S&P says

The rating agency says India, Mexico, and South Africa are among the banking systems that will be slower to recover to 2019 levels — likely beyond 2023.

On Camera

Chinese don’t want Xi to fall for Trump’s G2 gimmicks—’intentional malice’, potential trap

The central theme emerging from Chinese online discourse is that while Trump may now acknowledge China’s strength and treat it as an equal, this recognition is driven more by fear and strategic anxiety than by genuine intent for collaboration.

Kerala’s silent startup surge—work near home, smooth roads, fast internet & diaspora engagement

Once seen as a fading presence on India’s investment & startup picture, the state is slowly moving up the ladder, with policy reforms & infrastructure building.

India & Israel ink agreement to share, co-develop & co-produce advanced defence tech

Agreement signed during 17th Joint Working Group (JWG) on defence cooperation. Defence Secretary Rajesh Kumar Singh met Director General in Israeli Ministry of Defence Amir Baram Tuesday. 

Trump’s trade wars have rewritten powerplay, but India didn’t get the memo

This world is being restructured and redrawn by one man, and what’s his power? It’s not his formidable military. It’s trade. With China, it turned on him.