Welfare programmes like Ujjwala or Shakti offer women precious moments of social time away from monotonous unpaid work, catering to the needs of the average woman voter.
UCBs accounted for 1.8% of total industry credit in September 2025—down from 2.2% five yrs ago—showing that they are losing ground to faster PSU banks.
This is the game every nation is now learning to play. Some are finding new allies or seeing value among nations where they’d seen marginal interest. The starkest example is India & Europe.
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