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Tuesday, October 28, 2025
TopicLiquidity crisis

Topic: Liquidity crisis

Why India’s liquidity management framework requires a thorough review

Liquidity has been a concern as banks have been grappling for stable deposits for months. This is reflected in an increase in the credit-deposit ratio for individual banks.

Govt cuts Employees’ Provident Fund contributions from 12% to 10% for 3 months

This would increase 4.3 crore organised sector employees' take home pay and reduce the liability of 6.5 lakh employees facing a liquidity crunch under lockdown.

RBI injected liquidity after Franklin funds crisis but banks are still not borrowing

Lenders have borrowed only about 5% of an RBI emergency funding line as they grapple with rising bad debt amid the coronavirus pandemic & lockdown.

RBI announces Rs 50,000 cr special liquidity facility for mutual funds

India's debt markets have been reeling under the coronavirus lockdown, prompting risk-averse investors to dump assets and worsening liquidity in some corporate bond trading.

Housing finance regulator NHB comes in for tougher oversight to prevent liquidity crisis

With visible signs of stress among housing finance companies, the NHB’s inclusion in FSDC will aid better information sharing among regulators.

NRIs can ease liquidity crunch in India

The surest way to ease India’s financial crunch would require tapping Indians living overseas

RBI surprises by holding interest rates and shifting to hawkish stance

The six-member monetary policy committee led by RBI Governor Urjit Patel voted 5-1 to keep the repurchase rate at 6.5 per cent.

Lesson from IL&FS crisis: Indian finance firms need to hold assets that can be collateral

Lenders like IL&FS have amassed large balance sheets but their assets can’t be easily pledged even in normal times.

RBI will go slow on raising rates, says investor who foresaw liquidity crisis

Suyash Choudhary of IDFC says RBI will risk financial stability and seriously hurt growth if it adds to the two rate increases since June.

On Camera

Bangladesh’s economic crisis is a cautionary tale. For India too

For India, this is not an opportunity for schadenfreude but rather a reflection of shared responsibility. It's what happens when the governance framework underpinning economic growth is weakened.

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.