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Wednesday, December 3, 2025
TopicHome loans

Topic: home loans

Banks’ home loan portfolios set to feel the stress. RBI must devise measures

The economy is facing a rising interest rate cycle for the first time in several decades. This is likely to pinch the retail loan segment.

7 Ways to Manage Your Home Loan EMI Better

Since skipping the loan EMIs is risky, leads to penalties, and deteriorates the credit score, we bring you seven smart tips to manage Home Loan EMIs better.

How to maximise your savings when availing a home-loan

To know more and better compared your interest outflow in different scenarios, calculate home loan EMI with an online home loan EMI calculator.

All you need to know about Home First, an ultimate guide to avail home loan without ‘income proof’

The housing finance company helps the clients in knowing their fantasies of claiming a home, without pulverising them with an enormous posting of records or a huge number of cycles.

As interest-on-interest gets credited today, only one way you can withdraw the amount

Borrowers of loans up to Rs 2 crore will receive the interest-on-interest credit for the 1 March-31 August period today, in accordance with the Supreme Court order.

Your credit score won’t be impacted if you opt for loan restructuring. Here is why

Credit history only after debt recast would be taken into account for new loans. Banks will allow recast only if income impacted between February and August.

State Bank of India hikes home loan rates by up to 30 basis points

The decision has been taken amid market indications of increased credit risk for borrowers and realty firms in the wake of coronavirus pandemic.

RBI’s 5th repo rate cut this year decade’s lowest, making home and auto loans cheaper

The repo rate cut, the 5th in a year the economy has seen a slowdown, is aimed at pushing up consumption during festival season by lowering borrowing costs.

Car loan lender to target low-cost homes buyers with Rs 1.5 crore fund

A government plan to provide benefits, including interest subsidies, has seen a surge in funding for affordable homes and lured buyers and financiers.

On Camera

The politics of air pollution—how they are fooling the citizens

Greens have a sizeable support in the Western countries with clean air and blue skies, but not in India, where poisonous air, water and soil kill millions.

India picks up non-sanctioned Russian oil as discounts widen

The purchases confirm a cautious return to Russian oil, though overall spot purchases remain limited. Trade talks between US and India are ongoing.

India to commission new squadron of submarine-hunting Romeo choppers in Goa later this month

The helicopters produced by Lockheed Martin are known as ‘submarine hunters’. India ordered 24 of these aircraft in 2020 to replace the Sea King helicopters. 15 have been delivered till date.

Gaali cricket: Bavuma stands tall, India’s Test ego cut to size

The India-South Africa series-defining fact is the catastrophic decline of Indian red ball cricket where a visiting team can mock us with the 'grovel' word.