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Thursday, September 4, 2025
TopicEMI

Topic: EMI

More salaried than self-employed Indians earning less than Rs 25k a month face borrower stress—study

Think360.ai, a firm that helps banks & financial institutions make credit decisions, based its analysis on 20k borrowers. 

Personal Loan EMI Calculators: The Secret to Smart Borrowing Decisions

A PL loan EMI calculator is a user-friendly online tool that takes into account three key factors: the loan amount, interest rate, and loan tenure.

7 Ways to Manage Your Home Loan EMI Better

Since skipping the loan EMIs is risky, leads to penalties, and deteriorates the credit score, we bring you seven smart tips to manage Home Loan EMIs better.

What’s the impact of late EMI, credit card bill payment on CIBIL score

Lenders view loan approvals with a low CIBIL score as a risky proposition, whereas a good credit score provides some assurance that the debt will be recovered.

SC issues notice to RBI, govt on plea seeking interest waiver during loan moratorium

The petition stated that RBI's decision to delay EMI payments but allow interest liabilities to accrue during the loan moratorium would negate the relief provided.

You don’t have to pay term loan EMI for 3 more months, with no impact on credit history

RBI has said opting for the EMI deferment until August 31 won’t hurt borrowers’ credit history, but interest will keep accruing on these loans.

China’s Covid-19 ‘Long March’ & migrant workers say ‘abide with me’ while beating retreat

The best cartoons of the day, chosen by the editors at ThePrint.

You don’t have to pay any loan EMI for next 3 months, and it won’t hurt your credit history

RBI defers all loan repayments taken from any financial institution until 30 June, says non-payment will not be classified as default.

Nirmala Sitharaman right to point at millennials’ Uber-Ola use and EMI fear for auto slump?

Finance Minister Nirmala Sitharaman has said that the automobile sector, facing its worst slowdown, has been ‘affected by the mindset of millennials’ who don’t want to pay EMIs for a vehicle and prefer Ola and Uber rides.

On Camera

On Arundhati Roy, mother-daughter conflicts, and the burden of being a ‘good mother’

When reading the book, one can see Roy’s mother as a 'fascist government' unto herself, the centre of her own cult. In Arundhati’s words, Mary Roy was ‘mother guru’.

A Rs 33,000 cr ‘banking fraud’: ED’s case against Arvind Dham, Amtek’s web of ‘500 shell companies’

ED has accused Amtek promoter Arvind Dham of controlling web of nearly 500 shell companies operating as a layered structure, with up to 15 levels of indirect ownership, to divert funds.

‘Loyal wingman’ to full ICBM triad & air defence, China’s show of power at Victory Day parade

China flaunted military might & modernisation as it displayed stealth drones, anti-satellite system & cyber warfare contingent during parade to mark victory over Japan in WWII.

For Indian Mercedes, Asim Munir’s dumper truck in mirror is closer than it appears

From Munir’s point of view, a few bumps here and there is par for the course. He isn’t going to drive his dumper truck to its doom. He wants to use it as a weapon.