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Wednesday, July 23, 2025
TopicEMI

Topic: EMI

More salaried than self-employed Indians earning less than Rs 25k a month face borrower stress—study

Think360.ai, a firm that helps banks & financial institutions make credit decisions, based its analysis on 20k borrowers. 

Personal Loan EMI Calculators: The Secret to Smart Borrowing Decisions

A PL loan EMI calculator is a user-friendly online tool that takes into account three key factors: the loan amount, interest rate, and loan tenure.

7 Ways to Manage Your Home Loan EMI Better

Since skipping the loan EMIs is risky, leads to penalties, and deteriorates the credit score, we bring you seven smart tips to manage Home Loan EMIs better.

What’s the impact of late EMI, credit card bill payment on CIBIL score

Lenders view loan approvals with a low CIBIL score as a risky proposition, whereas a good credit score provides some assurance that the debt will be recovered.

SC issues notice to RBI, govt on plea seeking interest waiver during loan moratorium

The petition stated that RBI's decision to delay EMI payments but allow interest liabilities to accrue during the loan moratorium would negate the relief provided.

You don’t have to pay term loan EMI for 3 more months, with no impact on credit history

RBI has said opting for the EMI deferment until August 31 won’t hurt borrowers’ credit history, but interest will keep accruing on these loans.

China’s Covid-19 ‘Long March’ & migrant workers say ‘abide with me’ while beating retreat

The best cartoons of the day, chosen by the editors at ThePrint.

You don’t have to pay any loan EMI for next 3 months, and it won’t hurt your credit history

RBI defers all loan repayments taken from any financial institution until 30 June, says non-payment will not be classified as default.

Nirmala Sitharaman right to point at millennials’ Uber-Ola use and EMI fear for auto slump?

Finance Minister Nirmala Sitharaman has said that the automobile sector, facing its worst slowdown, has been ‘affected by the mindset of millennials’ who don’t want to pay EMIs for a vehicle and prefer Ola and Uber rides.

On Camera

Air India crash report shows an institutional reform of AAIB and aviation ministry is in order

The civil aviation ministry could have recognised the enormity of the Air India crash and prepared the AAIB and its investigating team for its sensitivities.

India-US set to ink mini trade deal soon, reach understanding on agricultural & dairy products

Mini deal will likely see no cut in 10% baseline tariff on Indian exports announced by Trump on 2 April, it is learnt, but additional 26% tariffs are set to be reduced.

Not just AK-203, India & Russia to jointly manufacture AK-19 and PPK-20 for domestic use and export 

India-Russia JV is also racing to deliver 7,000 more AK-203 assault rifles by 15 Aug. These are currently being made with 50% indigenisation and this will surge to 100% by 31 December.

Strategic partner one day, tactical nightmare the next: India’s learning Trumplomacy the hard way

Public, loud, upfront, filled with impropriety and high praise sometimes laced with insults. This is what we call Trumplomacy. But the larger objective is the same: American supremacy.