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Monday, October 27, 2025
TopicEMI

Topic: EMI

More salaried than self-employed Indians earning less than Rs 25k a month face borrower stress—study

Think360.ai, a firm that helps banks & financial institutions make credit decisions, based its analysis on 20k borrowers. 

Personal Loan EMI Calculators: The Secret to Smart Borrowing Decisions

A PL loan EMI calculator is a user-friendly online tool that takes into account three key factors: the loan amount, interest rate, and loan tenure.

7 Ways to Manage Your Home Loan EMI Better

Since skipping the loan EMIs is risky, leads to penalties, and deteriorates the credit score, we bring you seven smart tips to manage Home Loan EMIs better.

What’s the impact of late EMI, credit card bill payment on CIBIL score

Lenders view loan approvals with a low CIBIL score as a risky proposition, whereas a good credit score provides some assurance that the debt will be recovered.

SC issues notice to RBI, govt on plea seeking interest waiver during loan moratorium

The petition stated that RBI's decision to delay EMI payments but allow interest liabilities to accrue during the loan moratorium would negate the relief provided.

You don’t have to pay term loan EMI for 3 more months, with no impact on credit history

RBI has said opting for the EMI deferment until August 31 won’t hurt borrowers’ credit history, but interest will keep accruing on these loans.

China’s Covid-19 ‘Long March’ & migrant workers say ‘abide with me’ while beating retreat

The best cartoons of the day, chosen by the editors at ThePrint.

You don’t have to pay any loan EMI for next 3 months, and it won’t hurt your credit history

RBI defers all loan repayments taken from any financial institution until 30 June, says non-payment will not be classified as default.

Nirmala Sitharaman right to point at millennials’ Uber-Ola use and EMI fear for auto slump?

Finance Minister Nirmala Sitharaman has said that the automobile sector, facing its worst slowdown, has been ‘affected by the mindset of millennials’ who don’t want to pay EMIs for a vehicle and prefer Ola and Uber rides.

On Camera

Bangladesh should look to India, not Pakistan. Learn how to keep the army at arms length

With every passing day the army is being dragged deeper into a quagmire of internal politics. 'This may soon lead to a crisis stalling the elections,' said a Bangladeshi journalist.

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.