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Tuesday, September 23, 2025
TopicCredit

Topic: Credit

Indians took loans for houses & cars through pandemic, but not for education, RBI data shows

Bank credit data between March 2020 and May 2021 shows overall loans given by banks decelerated in the second wave. But personal loans grew in double digits.

What are credit default swaps, the 2008 ‘taboo’ financial product that RBI wants to revive

RBI released new draft guidelines for credit default swaps, calling them an essential instrument for developing corporate bond markets. Here's all you need to know about it.

‘Data rich’ and looking for loan? Niti Aayog’s new data-sharing framework could help

Under the proposed DEPA, Indians who have no access to formal credit due to lack of collateral will be able to apply for loans using several types of digital documents.

Why lower borrowing costs can’t save India’s crisis-hit NBFCs

Worries are mounting that bad debt at NBFCs may rise as the world’s strictest lockdown hammered India’s business and left millions jobless.

You don’t have to pay any loan EMI for next 3 months, and it won’t hurt your credit history

RBI defers all loan repayments taken from any financial institution until 30 June, says non-payment will not be classified as default.

India’s broken engine of finance needs to be fixed, quickly

Since IL&FS crisis, borrower has been hit by triple whammy of higher interest rates, fewer refinancing options & souring of sentiment among lenders.

MUDRA scheme: What the Modi government failed to do for small businesses

The slowdown in credit to small businesses is yet another example of central planning gone wrong.

On Camera

Bads of Bollywood can’t get more brazenly nepo. The joke’s on us

After watching the most discussed series on Netflix, I was planning to write an asterisk-heavy column. As a tribute to the asterisks in its...

Market regulator SEBI clears Adani Group of impropriety alleged by Hindenburg Research

SEBI probe concluded that purported loans and fund transfers were paid back in full and did not amount to deceptive market practices or unreported related party transactions.

India takes a relook at Russian Su-57, but not for its stealth. Here’s why

India exited the Indo-Russian FGFA programme in 2018. But now it might procure at least 2 squadrons of Su-57 aircraft from Russia and evaluate Russian proposal to manufacture them in India.

India doesn’t give walkovers to Pakistan in war. Here’s why it shouldn’t do it in cricket either

Many really smart people now share the position that playing cricket with Pakistan is politically, strategically and morally wrong. It is just a poor appreciation of competitive sport.