scorecardresearch
Wednesday, September 3, 2025
TopicBanks

Topic: banks

Credit growth likely to moderate as banks focus on liquidity. Pivot from loans to deposits likely

Loan growth is likely to stay sluggish this yr due to weak demand & cautious approach on unsecured lending. Going forward, gap between credit growth & deposit growth is likely to shrink.

KYC tyranny. This is how my father and many others are being harassed: Karti Chidambaram

Employment of third-party vendors to conduct KYC processes is another issue. They bombard customers with document requests, sometimes without a proper understanding of what is needed.

Indian banks have solid asset quality & profitability for now, but risks are emerging on both counts

Narrowing of the wedge between credit and deposit growth, and the possible easing of the monetary policy, could weigh on the net interest margin of banks in 2025.

ED seeks image makeover with push to restitute assets. Coordination with banks, dedicated software

The ED has, so far, restored properties valued at roughly Rs 22,280 crore to victims or legitimate claimants in as many as eleven cases.

6 govt-run banks with public shareholding below 25% likely to hit the market in ‘next few months’

Economic Affairs Secretary Ajay Seth told ThePrint the govt & the management of the banks are in consultation about this & it will not be possible for some banks to reach 25% in one go.

India’s banking sector healthy, but bad student loans, retail slippages, NBFC exposure must be watched

RBI’s latest financial sector report card highlights drop in NPAs, capital buffers for banks & better asset quality for NBFCs. But new sources of risk, like climate change, have emerged.

Complaints to RBI ombudsman up 68% in FY23, banks biggest cause for customer grievances

Data shows large public sector banks received highest number of complaints in absolute terms, but fared better than several private banks when looked at on complaints-per-branch basis.

Do RBI’s rules go easy on wilful defaulters? What latest notification has to say

RBI has issued consolidated rules on wilful defaulters, dealing with their definition and treatment, including when the controversial compromise settlement process is involved.

Global economy, crypto regulation, digital public infra — economic issues that G20 leaders agreed on

G20 declaration acknowledges cascading economic crises that pose challenges to long-term growth. Suggests framework for development, deployment & governance of digital public infra.

Banks could fuel world’s net-zero progress. Here’s how

Banks should select the strategies that will position them to make the greatest emissions reductions while optimizing social implications.

On Camera

Chinese memes, videos & commentaries say Modi overshadowed other leaders at SCO

On Douyin, many videos highlighted how Modi was all smiles during his China visit. Others focused on his handholding with Putin and Trump’s supposed irritation.

A Rs 33,000 cr ‘banking fraud’: ED’s case against Arvind Dham, Amtek’s web of ‘500 shell companies’

ED has accused Amtek promoter Arvind Dham of controlling web of nearly 500 shell companies operating as a layered structure, with up to 15 levels of indirect ownership, to divert funds.

‘Real-time, all-climate’ explosives detector could enhance airport & border security—no dogs, no swabs

Bengaluru-based CeNS designs accurate, portable, and cheap sensor using surface-enhanced Raman spectroscopy. It could significantly reduce risks at vulnerable choke points. 

For Indian Mercedes, Asim Munir’s dumper truck in mirror is closer than it appears

From Munir’s point of view, a few bumps here and there is par for the course. He isn’t going to drive his dumper truck to its doom. He wants to use it as a weapon.