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Tuesday, December 16, 2025
TopicBank loans

Topic: Bank loans

Financial bailouts must be for struggling businesses to preserve jobs, not repay old debts

The Indian govt & the RBI launched many schemes to ensure availability of credit during Covid, but financial institutions are still cautious about new lending.

PM Modi meets top bankers, asks them to introspect, ensure stable credit growth

The PM also exhorted bankers to support small businesses, SHGs & farmers. He said banks should identify bankable proposals and ensure they don't suffer in the name of past NPAs.

Banks tell SC they need to pay depositors, oppose pleas for interest waiver in moratorium

The banks received support from central government with solicitor general Tushar Mehta submitting that waiving off interest will have a 'cascading effect'.

IMF ready to mobilise $1 trillion loan capacity to counter coronavirus

IMF has $50 billion in flexible and rapid-disbursing emergency funds for developing nations, with as much as $10 billion available at zero interest rates.

Why home, auto loans will become cheaper even though RBI hasn’t cut interest rates

RBI has relaxed regulatory requirements for banks that is likely to ensure cheaper retail loans for borrowers.

Millennials are not afraid of EMIs, Nirmala Sitharaman. They are borrowing and spending

Younger generation takes loans for everything — from buying an AC, fridge, TV, washing machine to high-valued items like cars.

50 yrs of nationalisation: Is Modi govt worsening PSU banks’ problems or resolving them?

Fifty years ago, on 19 July 1969, the Indira Gandhi government had nationalised 14 banks. Even today, PSUs control a substantial percentage of the deposits.

Troubled lender Dewan seeks $217 million in fresh loans a month

Dewan Housing has about Rs 800 billion of obligations and will submit the resolution plan on 10 July to a consortium of lenders led by state-run UBI.

After landing punches, Modi govt rushes with balm for MSME sector ahead of elections

RBI permits banks to restructure loan accounts of MSMEs that are under stress. But MSMEs still not happy.

Jet Airways seeks to postpone loan repayment to ease cash crunch

Jet Airways is aiming to reduce unprofitable domestic routes and considering laying off more employees in non-core areas

On Camera

Why district judges almost never make it to India’s Supreme Court

Indian judiciary has a corrosive imbalance between the bar and the bench. Those who supervise the district judiciary do so without the lived experience that is essential for meaningful reform.

India’s merchandise exports to US rising month-on-month despite Trump tariffs, govt data shows

November exports to the US saw 10% growth from the previous month. Overall, in the first 8 months this fiscal, the merchandise exports to the US touched has touched $59bn.

US clears $686-mn package to breathe fresh life into Pakistani F-16s

Of the total package, $649 million will be utilised for additional hardware, software, and support services, and the remaining for Major Defence Equipment (MDE).

India’s top airline just handed sarkar the keys. That’s IndiGo’s real ‘crime’

Don’t blame misfortune. This is colossal incompetence and insensitivity. So bad, heads would have rolled even in the old PSU-era Indian Airlines and Air India.