Banks are relying on a pick-up in economic activity amid unlock phase and borrower profiles to expect that majority of loans under moratorium won’t turn bad.
Though Modi govt eased restrictions after 40 days, a majority of bank loans and deposits are concentrated in areas designated red zones, noted the study.
Kerala is the first local government to sell an offshore rupee-denominated bond & will list Rs 21.5 billion of Masala bonds on the London Stock Exchange Friday.
SBI’s shares surged to a six-week high after it reported a record loss on Tuesday, after a similar contrarian market reaction by ICICI Bank Ltd. and Axis Bank Ltd. reported poorer-than-expected earnings.
The ECI needs to respond to Rahul Gandhi’s accusations professionally and transparently. Else, it will end up giving him the ammunition he is desperately seeking.
India’s industrial output growth saw a 10-month low in June, with Index of Industrial Production (IIP) growing by mere 1.5% as against 1.9% in May 2025.
Gen Dwivedi framed Op Sindoor not just as retaliation to Pahalgam, but as demonstration of India’s capability to fight multi-domain conflicts with integration between services & agencies.
Standing up to America is usually not a personal risk for a leader in India. Any suggestions of foreign pressure unites India behind who they see as leading them in that fight.
Small finance Banks have a high moratorium percentage of their loans as against large banks ,This can be
expected as these are small borrowers and may run into cash flow problems due to troubles during
covid-19 lock down period,They deserve the help. NPA probabilities of these loans are negligible.
We can see that HDFC and ICICI banks are exercising their discretion in administering the RBI s moratorium facilty .probably to suit the needs of the customers,
The bank has to exercise as much of a customer analysis as in the phase of loan sanction in allowing
the use of moratorium facility depending on the cashflow position of the borrowers as well as the
the 3 Cs of credit to see that it does not turn to an NPA,
Small finance Banks have a high moratorium percentage of their loans as against large banks ,This can be
expected as these are small borrowers and may run into cash flow problems due to troubles during
covid-19 lock down period,They deserve the help. NPA probabilities of these loans are negligible.
We can see that HDFC and ICICI banks are exercising their discretion in administering the RBI s moratorium facilty .probably to suit the needs of the customers,
The bank has to exercise as much of a customer analysis as in the phase of loan sanction in allowing
the use of moratorium facility depending on the cashflow position of the borrowers as well as the
the 3 Cs of credit to see that it does not turn to an NPA,