Banks are relying on a pick-up in economic activity amid unlock phase and borrower profiles to expect that majority of loans under moratorium won’t turn bad.
Though Modi govt eased restrictions after 40 days, a majority of bank loans and deposits are concentrated in areas designated red zones, noted the study.
Kerala is the first local government to sell an offshore rupee-denominated bond & will list Rs 21.5 billion of Masala bonds on the London Stock Exchange Friday.
SBI’s shares surged to a six-week high after it reported a record loss on Tuesday, after a similar contrarian market reaction by ICICI Bank Ltd. and Axis Bank Ltd. reported poorer-than-expected earnings.
Whether it is due to the alleged unofficial ban on The Bengal Files or allegations by Gopal Mukherjee’s family against Agnihotri, everyone in the state wants to know more about Mukherjee.
As devastated farmers begin to come to terms with the fallout, 4 lakh hectares of land under paddy cultivation across state is flooded. Punjab is among the biggest contributors to PDS.
New Delhi: Army chief General Upendra Dwivedi has strongly backed the idea of theaterisation, saying it is inevitable and the need of the hour.
Speaking...
In its toughest time in decades because of floods, Punjab would’ve expected PM Modi to visit. If he has the time for a Bihar tour, why not a short visit to next-door Punjab?
Small finance Banks have a high moratorium percentage of their loans as against large banks ,This can be
expected as these are small borrowers and may run into cash flow problems due to troubles during
covid-19 lock down period,They deserve the help. NPA probabilities of these loans are negligible.
We can see that HDFC and ICICI banks are exercising their discretion in administering the RBI s moratorium facilty .probably to suit the needs of the customers,
The bank has to exercise as much of a customer analysis as in the phase of loan sanction in allowing
the use of moratorium facility depending on the cashflow position of the borrowers as well as the
the 3 Cs of credit to see that it does not turn to an NPA,
Small finance Banks have a high moratorium percentage of their loans as against large banks ,This can be
expected as these are small borrowers and may run into cash flow problems due to troubles during
covid-19 lock down period,They deserve the help. NPA probabilities of these loans are negligible.
We can see that HDFC and ICICI banks are exercising their discretion in administering the RBI s moratorium facilty .probably to suit the needs of the customers,
The bank has to exercise as much of a customer analysis as in the phase of loan sanction in allowing
the use of moratorium facility depending on the cashflow position of the borrowers as well as the
the 3 Cs of credit to see that it does not turn to an NPA,