Despite being one of the most populous countries in the world, India’s healthcare system largely relies on private institutions. This out-of-pocket private healthcare is difficult to access, especially without proper prior planning. Additionally, because of a lack of awareness regarding the importance of healthcare, we don’t pay attention to our ailments until they become an emergency. To tackle this health crisis from taking over the nation, healthcare providers like Kenko are trying to bring about a change in the mindset of the Indian public through their affordable healthcare plans that can be accessed by people irrespective of age and income.
Healthcare is a necessary investment for all, especially young adults who, due to their sedentary lifestyles, are more prone to lifestyle-related diseases. Moreover, investing in a healthcare plan at an early age can prove beneficial in several other ways.
Why should you invest in a healthcare plan at an early age?
Diving into healthcare planning at an early age can have manifold advantages. Here are some of them:
- Save on subscription rates: The subscriber’s age plays a significant role when calculating healthcare subscription rates. By applying for a healthcare plan earlier, you could get a plan with holistic coverage without paying higher rates. This charge is likely to progressively increase with age.
- Waiting period: The waiting period on healthcare plans during which medical coverage cannot be claimed can range from 30 days to 4 years! Hence, buying a healthcare plan at an early age, while you are relatively healthy, can help you pass this period without the urgency of having access to the funds. There are plans that come with no waiting period.
- Lower rejection rate: There is a possibility of getting rejected while trying to purchase a healthcare plan after a certain age, when your body is more prone to critical illnesses. Hence, by applying for a healthcare plan early you can reduce the chance of getting your healthcare plan or benefits rejected.
- Wider plan choice: Purchasing a plan while you are young gives you the option to compare different plans and choose the one that best suits your needs without any urgent health compulsions. Ensure that you compare various plans based on the sum insured, coverage, waiting period, network hospitals, and other benefits before buying an online healthcare plan.
- No pre-policy checkup requirement: Most healthcare plans require people to undergo medical examination before successfully getting on to the plan. By applying for a healthcare plan early, you can avoid getting a pre-policy check-up and thereby keeping your subscription fees low.
Conclusion
The saying that health is wealth is indeed accurate, and hence, investing in a healthcare plan early in life is like investing in your future. So, quit waiting and head to Kenko’s website and get a healthcare plan without draining your pocket. With plans starting from just 299, Kenko could become the answer to all your healthcare needs.
(ThePrint ValueAd Initiative content is a paid-for, sponsored article. Journalists of ThePrint are not involved in reporting or writing it.)