A discussion on the book ‘Punjabi Centuries’ focused on a few aspects of Punjabi identity and how they evolved. However, it did not specifically address what it means to be Punjabi.
UCBs accounted for 1.8% of total industry credit in September 2025—down from 2.2% five yrs ago—showing that they are losing ground to faster PSU banks.
This is the game every nation is now learning to play. Some are finding new allies or seeing value among nations where they’d seen marginal interest. The starkest example is India & Europe.
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