scorecardresearch
Wednesday, September 3, 2025
TopicMicrofinance loans

Topic: Microfinance loans

Easy loans, uneasy ‘debt traps’. Women harassed by private lenders ask ‘who will restore lost dignity?’

A public meeting, where the women voiced their protest, took place this month in Delhi, grounded on the findings of an AIDWA survey, covering 9,000 women borrowers.

Seeing ‘high attrition, loan defaults’, Spandana Sphoorty a microcosm of microfinance sector’s troubles

India's microfinance sector has been facing challenges like over-borrowing & regional stress. Spandana Sphoorty, a 20-yr-old micro-credit company, reported a Rs 216 cr loss in Q2 FY25.

iPhone craze, Goa trips, to making ends meet, ‘addictive’ instant loan apps leading many into debt trap

Unsecured loans have been a concern for RBI for a while now. Last year, it took steps to make it more expensive for banks, NBFCs to give them out in bid to deter such borrowing.

Individuals, businesses are increasingly defaulting on microloans. Both lenders & borrowers at fault

Data from microfinance industry bodies shows microloan delinquency ratios are rising once again, after having fallen consistently 2021 onwards. Lenders must do deeper checks, say experts.

On Camera

Operation Sindoor model will not work in future wars. India must not delay theaterisation

War is not a staff college exercise. Battles are messy, losses mount, and the fog of war thickens. The safeguard is not temperament at the top but resilient institutions rooted in unity of command.

A Rs 33,000 cr ‘banking fraud’: ED’s case against Arvind Dham, Amtek’s web of ‘500 shell companies’

ED has accused Amtek promoter Arvind Dham of controlling web of nearly 500 shell companies operating as a layered structure, with up to 15 levels of indirect ownership, to divert funds.

‘Real-time, all-climate’ explosives detector could enhance airport & border security—no dogs, no swabs

Bengaluru-based CeNS designs accurate, portable, and cheap sensor using surface-enhanced Raman spectroscopy. It could significantly reduce risks at vulnerable choke points. 

For Indian Mercedes, Asim Munir’s dumper truck in mirror is closer than it appears

From Munir’s point of view, a few bumps here and there is par for the course. He isn’t going to drive his dumper truck to its doom. He wants to use it as a weapon.