Co-author Enakshi Ganguly and other panellists appeared to have lost all control over their audience, which seemed adamant about escalating the situation to a shouting match.
UCBs accounted for 1.8% of total industry credit in September 2025—down from 2.2% five yrs ago—showing that they are losing ground to faster PSU banks.
This is the game every nation is now learning to play. Some are finding new allies or seeing value among nations where they’d seen marginal interest. The starkest example is India & Europe.
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