Bench says: 'There is a disclaimer in the book...They have not promoted smoking, and did not need this photo to promote the book either. What can be your problem?'
UCBs accounted for 1.8% of total industry credit in September 2025—down from 2.2% five yrs ago—showing that they are losing ground to faster PSU banks.
This is the game every nation is now learning to play. Some are finding new allies or seeing value among nations where they’d seen marginal interest. The starkest example is India & Europe.
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