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Wednesday, September 10, 2025
TopicBanking

Topic: Banking

Who owns India’s banks? Definitely not Indians

Just before the Nirav Modi case, ex-RBI Governor Y.V. Reddy said Indian banking system is mainly owned by govt, followed by foreigners and least by Indians.

The rising cost of capital will trigger a shakeout

As money gets dearer the world over, it makes sense to lock into the current cost of funding to as great an extent as you can.

The key to transforming India: making its villages much smarter

India’s opportunity lies in harvesting technology in a way that leverages what is often seen as its weakness, writes Gautam Adani.

‘The entire anti-poverty NGO industry has been Y2Ked by Aadhaar’

Who is really affected by Aadhaar and who has a problem with it? Here's the full transcript of the live conversation with ThePrint's Editor-in-chief Shekhar Gupta on the subject

Talk Point: A political masterstroke, demonetisation created a new constituency of voters for BJP

Demonetisation was a political move with economic consequences. Among other things, it sought to uproot an old political elite that presumably depends on hoarded cash.

Talk Point: Demonetisation hasn’t even attacked 1 per cent of the black money

Exactly a year ago, Prime Minister Narendra Modi announced an ambitious but enormously disruptive decision to invalidate Rs 1000 and Rs 500 notes, ostensibly...

A year after demonetisation: Still a cash economy, but mobile payments heating up in India

The spike in digital payments settled down, but growth has continued across the board and that is even after the cash returned to the economy.

Government gets bigger

The recapitalisation of banks fits into the pattern set by other developments that indicate we are moving away from the Modi promise of less government.

Talk Point: Is the Finance Minister’s stimulus enough to revive public banks & investment?

Is this move by the government mere financial engineering that hopes to boost sentiment or should it have moved on this much earlier?

The chicken-and-egg problem of NPCI shows what’s needed to improve its performance

NPCI is both the operator and infrastructure provider of IMPS and UPI, and does not have the structure to generate the right incentives.

On Camera

Tamil Nadu politics is fracturing. Vijay entry can shake things up

There is an overall sense of ennui with the cynical, established and entrenched parties and politicking in the state.

What happens to Haryana real estate agents now? Govt agency HSVP to act as broker, take commissions

Gurugram: Stirring a storm in Haryana's real estate circles, the Haryana Shehri Vikas Pradhikaran (HSVP)—the state's urban development agency—has taken on the role of...

Denmark tweaks its banned exports list, delivery of critical system for Tejas MK 1A starts 

HAL has produced 10 Tejas Mk 1A and is now awaiting further deliveries of engines from American firm GE—delayed by two and half years, so far.

Punjab is fast becoming the new Northeast. And there’s a message in it for Modi

In its toughest time in decades because of floods, Punjab would’ve expected PM Modi to visit. If he has the time for a Bihar tour, why not a short visit to next-door Punjab?