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Thursday, October 30, 2025
TopicBanking

Topic: Banking

India is walking on one leg because 1991 reforms missed banking & finance

Restrictions on banking led to limited capacity for new entrepreneurs to have access to resources. It allowed the old elite to continue dominating. This order must be shaken up now.

Financial instability looming over India’s banking sector: RBI’s ex-dy governor Rakesh Mohan

Mohan's remarks come days before RBI releases its Financial Stability Report, which will give investors a clearer picture on how banking sector is dealing with an economic downturn.

Citibank to exit consumer business in India and 12 other markets across Asia, Europe

The bank will instead operate its consumer-banking franchise from four wealth centers in Singapore, Hong Kong, the United Arab Emirates and London, it said Thursday in a statement.

Year after Nirmala’s ‘heartless SBI’ remark, nearly all Assam tea gardens get banking access

As Assam heads to polls, 300 tea gardens in the state have been provided access to banking facilities via business correspondents. Nearly 90 ATMs have also been installed.

‘No real clue’ — What Rana Kapoor told me when I asked him why Yes Bank failed

In ‘Yes Man’, Pavan C. Lall traces the rise and fall of Rana Kapoor, and how one of the largest private banks in India ran out of cash.

Yes Bank, PNB crises shows why RBI needs a data-first approach to supervision

To expect the RBI to effectively monitor multiple aspects of the banks and other regulated entities is a tall order.

There are checks & balances — RBI panel member defends bank licences to corporates push

RBI panel member Sachin Chaturvedi says there is nothing new in industrial houses promoting banks & checks and balances have been proposed to avoid connected lending.

Not the time for RBI to be adventurous. If bank ownership isn’t broken, don’t try to fix it

Letting a relatively poorly governed industrial house control a relatively better governed bank is unlikely to be better for the banks.

Rajan, Acharya hit out at idea of corporates in banking, say borrowers shouldn’t own banks

In a paper, Raghuram Rajan & Viral Acharya have termed the recent recommendation of an RBI internal working group on allowing corporates into banking a ‘bombshell’. 

Shadow bank recovery stalls in India as fears over Covid impact resurface

The developments are a setback after months of improvement following unprecedented RBI stimulus and targeted support for the industry.

On Camera

Russia’s super-missile test shows a new, expensive technological race—with dire outcomes

The test raises a question. Why have Russian nuclear strategists now invested in the Burevestnik, when the US abandoned nuclear ramjet propulsion in 1964?

Karnataka, Telangana, TN, Maharashtra power 40% of services output, pan-India growth uneven—NITI Aayog

Report on India's services sector examines state-level dynamics, maps disparities and suggests ways to tap into the sector’s potential.

India pulled out of Tajikistan’s strategically important Ayni air base in 2022. Here’s why

Tajikistan did not want to extend the lease because of apparent pressure from Russia & China over non-regional military personnel at the air base, it is learnt.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.