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Saturday, March 28, 2026
TopicBanking

Topic: Banking

Why RBI’s draft rules aren’t enough to curb mis-selling of financial products

For too long, sales misconduct has been treated as an operational issue created by overzealous relationship managers. The elevation of the issue to the board level signifies that mis-selling is a governance failure.

India’s defence needs financial institutions. Great powers build credit, not just arsenals

India spends heavily on defence but does not finance it. That distinction separates mature defence-industrial economies from those trapped in yearly budget cycles.

From regulatory bodies to private banks, retired IAS officers dominate the Indian financial landscape

New Delhi: Last week, the government appointed the recently retired Department of Economic Affairs (DEA) secretary, Ajay Seth, as chairman of the Insurance Regulatory and...

What is ‘One state, One Regional Rural Bank’ & why it may be a step in the right direction

After amalgamation, number of RRBs has come down to 28 from earlier 43. Experts say move is expected to increase capital base of unified RRBs, spurring credit growth and diversification.

‘Mujhe EMI bharna hai’—how voice tech is bringing millions of Indians into banking system

Using icons and speech, AI-enabled voice apps like Hello Ujjivan and Bhashini are building a new bridge to banking for India’s 18 crore low-literate citizens.

SubscriberWrites: Darker side of faceless banking

RBI data suggests that Digital Payment frauds have registered a 5 fold sharp rise to Rs.1457 crore during the year 2023-24.

India’s UPI hits historic milestone with 16.58 billion transactions in October

According to PIB, the digital payment platform processes ₹23.49 lakh crores worth of transactions in a single month.

AI is revolutionising banking & finance, but over-reliance, misuse may pose financial stability risks

If many market participants tend to use similar models, correlated risk & herding behaviour can amplify stability risks. Regulatory guardrails are important.

Govt jobs are changing. PSU bank staff live in pressure cooker, 9-5 replaced by 24×7

Government bank employees sell mutual funds, insurance and just never log out. They have steeper targets and ‘performer of the month’ award to chase too.

Why India’s digital banking push is giving RBI nightmares. Hint: The Credit Suisse collapse

The central bank last month issued a circular ordering banks to start, from next year, to keep aside larger buffers in relation to accounts connected to the internet, mobile or UPI.

On Camera

West Asia conflict bolsters Asim Munir’s grip on Pakistan’s power structure

The few anti-Army civilians in Pakistan, who once saw red with the institution over its treatment of Imran Khan, have now reached a consensus — Asim Munir has made Pakistan a global player.

Indian govt says will borrow Rs 8.2 trillion in first-half of next fiscal year

The administration trimmed its gross borrowing program to 16.09 trillion rupees from 17.2 trillion rupees announced in the budget on Feb. 1.

India greenlights procurement of 5 more S-400 air defence systems from Russia

In FY 2025-26, AoN for 55 proposals amounting to Rs 6.73 lakh cr has been accorded by DAC. Both the quantum of AoN given and capital contracts signed, so far, have been the highest in any FY.

Gulf war exposed India’s fragilities. It’s time for navel-gazing, in the national interest

It’s easy to understand why the government can’t speak the hard truth. When this war ends, as all wars do, India’s interests will lie with both the winner and the loser.