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Wednesday, September 10, 2025
TopicBanking

Topic: Banking

Banks’ home loan portfolios set to feel the stress. RBI must devise measures

The economy is facing a rising interest rate cycle for the first time in several decades. This is likely to pinch the retail loan segment.

Why permanently cutting interest rates to zero can purge capitalism of its evils

A viable compromise could be struck: Rewarding entrepreneurship without compounding inequality or incentivising the unsustainable use of resources.

Make it easier for nominees & heirs to access money left to them, RBI-appointed panel suggests

Panel set up in May 2022 has recommended ways in which RBI's regulated entities can improve customer service, including easing KYC norms & removing limits on UPI transactions.

Taking credit score up to 800 is no rocket science. But here’s the secret sauce

In 'The Bee, the Beetle, and the Money Bug', BankBazaar CEO Adhil Shetty gives a guide to the financial world.

How does NPA impact the lending culture of banks in India

Banks have to focus on financial resilience, to make the revenue model agile and a cost- to-income ratio of at least 35%-40%, writes Divya Soni.

Federal Bank wants you to look forward to bank visits, new campaign moves away from apps

The tagline Rishta Aap Se Hai, Sirf App Se Nahi, is in line with the bank’s brand philosophy.

Bank harassment, hidden charges undoing gains of Modi’s PMJDY and financial inclusion

The government has merged several public sector banks to improve profitability. But users have not been informed of the complications these mergers have caused.

I decided to reinvent myself in investment banking: Here’s what I did

Learn investment banking from the best mentors that are available. The right guys will teach you exactly what you need to rise to the top. They have presentation skills that could kill the competition.

Millennials in India making riskier investments, in bid to boost returns rocked by inflation

More Indians are venturing into volatile territory by pouring money into new and lightly controlled assets, investing in peer-to-peer lending and cryptocurrencies.

Cyprus, ‘haven for Russian money laundering’, supports excluding Russia from SWIFT banking 

Experts say the move is significant not only because Cyprus is allegedly home to offshore companies of Russian oligarchs but also because it’s a non-NATO member

On Camera

Lifting night shift ban increased female employment in India—only among big firms

Discriminatory laws limit firms from hiring willing women, and removing such barriers can help narrow the economic gap between developing and developed countries.

What’s behind bond yields’ logic-defying spike? The market’s concern over the future

While bond yields tend to fall amid low inflation & interest rate cuts, market experts say they’ve been rising due to concerns over tax collections, fiscal deficit & potential impact of US tariffs.

‘Foreign policy rests on hard power’—from 1965 Indo-Pak war to Op Sindoor, key takeaways for India

A panel of experts moderated by ThePrint’s Editor-in-Chief Shekhar Gupta drew connections between insights of 1965 Indo-Pak War and strategic takeaways highlighted by Op Sindoor.

Punjab is fast becoming the new Northeast. And there’s a message in it for Modi

In its toughest time in decades because of floods, Punjab would’ve expected PM Modi to visit. If he has the time for a Bihar tour, why not a short visit to next-door Punjab?