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Saturday, October 25, 2025
TopicBanking

Topic: Banking

India’s KYC process is a privacy nightmare. FATF has given legal sanctity to mass surveillance

The extent of data collected at onboarding and once again at the time of updates to KYC goes beyond just verification and could potentially be used for “profiling” the customer.

Banks’ home loan portfolios set to feel the stress. RBI must devise measures

The economy is facing a rising interest rate cycle for the first time in several decades. This is likely to pinch the retail loan segment.

Why permanently cutting interest rates to zero can purge capitalism of its evils

A viable compromise could be struck: Rewarding entrepreneurship without compounding inequality or incentivising the unsustainable use of resources.

Make it easier for nominees & heirs to access money left to them, RBI-appointed panel suggests

Panel set up in May 2022 has recommended ways in which RBI's regulated entities can improve customer service, including easing KYC norms & removing limits on UPI transactions.

Taking credit score up to 800 is no rocket science. But here’s the secret sauce

In 'The Bee, the Beetle, and the Money Bug', BankBazaar CEO Adhil Shetty gives a guide to the financial world.

How does NPA impact the lending culture of banks in India

Banks have to focus on financial resilience, to make the revenue model agile and a cost- to-income ratio of at least 35%-40%, writes Divya Soni.

Federal Bank wants you to look forward to bank visits, new campaign moves away from apps

The tagline Rishta Aap Se Hai, Sirf App Se Nahi, is in line with the bank’s brand philosophy.

Bank harassment, hidden charges undoing gains of Modi’s PMJDY and financial inclusion

The government has merged several public sector banks to improve profitability. But users have not been informed of the complications these mergers have caused.

I decided to reinvent myself in investment banking: Here’s what I did

Learn investment banking from the best mentors that are available. The right guys will teach you exactly what you need to rise to the top. They have presentation skills that could kill the competition.

Millennials in India making riskier investments, in bid to boost returns rocked by inflation

More Indians are venturing into volatile territory by pouring money into new and lightly controlled assets, investing in peer-to-peer lending and cryptocurrencies.

On Camera

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.