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Saturday, November 2, 2024
TopicBank loans

Topic: Bank loans

Clear Your Debt with Ease: Hero FinCorp’s Debt Consolidation Loan for Financial Freedom

Applying for a loan from Hero FinCorp is hassle-free, as they require only your Aadhaar Card, PAN Card, and income details.

India’s insolvency law needs a middle ground. Both creditors & debtors need protection

A large portion of household loans are unsecured. It raises concerns about how banks will be able to collect repayments.

Who are wilful defaulters & what happens to them? RBI lays out new rules

Central bank has set out norms on how to identify wilful defaulters and penal provisions associated with them to maintain 'the integrity of the financial system'.

Lending more to households. Not enough data to call it a sign of prosperity

We are used to thinking that banks typically lend to larger firms, and households borrow from the informal sector. It's time to revise these misconceptions.

Banks’ bad debts drop to 3.2% in 1st half of 2023-24, lowest since 2013. Over 50% due to write-offs

Share of gross non-performing assets of Scheduled Commercial Banks has fallen consistently since March 2018. But RBI report shows recoveries from written-off loans remain low.

Cousin took a loan but couldn’t pay it back? As recovery agents run amok, even you aren’t safe

There are thousands of people who are troubled by threats & harassment of loan recovery agents, a problem exacerbated by proliferation of instant loan apps that offer money at a click. 

The Role of Personal Loans in Elevating Your Credit Profile

A good credit score is an essential pillar of one’s financial foundation. It’s not merely a digit or a figure, it represents your fiscal responsibility, discipline, and predictability.

Get up to 5 lakh Instantly with Kotak Personal Loans

In this post, we'll discuss the world of personal loans, explore Kotak's offerings, and show you how to apply.

Why homeowners are celebrating RBI’s latest order to banks on asset-related papers

Central bank has issued new rules regarding quick release of loan-related asset documents, which are expected to benefit borrowers, especially homeowners.

Govt to soon launch scheme for those who want to own house in cities, says PM Modi

Addressing the nation on the 77th Independence Day, Modi said his government will soon launch the scheme for middle-class families living in cities but do not own a house.

On Camera

Countdown to 2027 has begun. India must pick strategic alliance with US, balance with old friendships

India must dedicate its efforts to solidify Quad as a serious security alliance and signal to the world that it values its values-based relationship with US above transactional ties.

Watch CutTheClutter: Flattening INR-USD rate, and debate on pros and cons of a ‘strong’ rupee

In Episode 1544 of CutTheClutter, Editor-in-Chief Shekhar Gupta looks at some top economists pointing to the pitfalls of ‘currency nationalism’ with data from 1991 to 2004.

All about Major Bob Khathing, whose daring expedition & diplomatic parleys secured Tawang for India

The decorated Naga officer from Manipur also served as envoy to Myanmar & Nagaland chief secy. Defence Minister Rajnath Singh inaugurated a museum dedicated to the Tawang hero Thursday.

Xi wanted to teach India about imbalance of power. We should take a budgetary lesson from it

While we talk much about our military, we don’t put our national wallet where our mouth is. Nobody is saying we should double our defence spending, but current declining trend must be reversed.