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Tuesday, April 7, 2026
TopicBank lending

Topic: Bank lending

Not just risk to banks, RBI’s curbing unsecured lending to rein in shady recovery practices too

RBI has made it more costly to lend & borrow unsecured loans. One reason is financial risk these loans can pose, while another is harassment of borrowers by recovery agents.

Private banks lending more than PSU banks as Indian economy recovers from Covid

Most recent data shows India’s top 3 private banks lent nearly 3 times the average industry rate in the quarter of March, while maintaining better asset quality than their state peers.

What 100 contracts with secrecy clause reveal about China’s development lending

Researchers from US and Germany examined 100 debt contracts between Chinese state-owned entities and govt borrowers in 24 countries to give an insight into how China lends. Edited excerpt.

RBI must see the problem right — credit demand, not credit supply is the concern

The RBI has assured both the market and government of creating comfortable liquidity conditions so that private and government borrowing are not hampered.

On Camera

India must reduce its dependence on fertiliser imports before it’s too late

What worsens India’s dependence on fertiliser imports is not merely the volume of imports, but the inefficiency with which the country utilises them.

Syringes, MRI to ventilators, West Asia war squeezing India’s medical supply chain—costs up 10 to 50%

Industry says manufacturers have 2-4 weeks of buffer stocks, but prolonged disruption could push up shortage risks, especially of consumables like IV and syringes.

UAE walks away from financing Rafale F5 due to restricted access to technology, reports French media

French newspaper La Tribune earlier last week indicated that UAE withdrew from deal to fund EUR 3.5 billion. India is looking to order 114 new Rafales, which could include the F5.

China insulated itself against energy shocks. India is ‘all talk, no walk’

China patiently invested capital, skill and technology in coal gasification. Unlike it, we won’t move from words to action. As crude prices decline, we lose interest.