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Sunday, February 22, 2026
TopicUnsecured loans

Topic: unsecured loans

RBI has curbed unsecured lending, but the root cause of defaults remains unaddressed

ThePrint view on the most important issues.

Not just risk to banks, RBI’s curbing unsecured lending to rein in shady recovery practices too

RBI has made it more costly to lend & borrow unsecured loans. One reason is financial risk these loans can pose, while another is harassment of borrowers by recovery agents.

Unsecured loans are not the answer to the credit crisis at India’s big banks

Unsecured loans can only offer banks a temporary shelter during a downturn in collateralised credit. That protection doesn’t last long.

On Camera

Youth Congress, your foolish protest helped the Modi govt climb out of the AI summit hole

In tactical terms, the shirtless protest was worse than a self-goal. Suddenly, the fiascos of the AI Summit were forgotten, and the Youth Congress’s disruption became the issue.

In the West, there’s anxiety. In India, optimism—Rishi Sunak says India poised to be leader in AI

On Wednesday, the former UK Prime Minister Rishi Sunak was speaking in New Delhi at a Carnegie & Observer Research Foundation event on AI.

MoD, IAF agree on some exemptions to HAL for Tejas Mk1A, but no compromise on ‘must-have’ capabilities

IAF is fine with accepting the aircraft with 'must-haves', even if some other steps remain pending, which may take at least another year, it is learnt.

No country is ever fully sovereign. Cold War era taught India its real meaning

India’s fraught neighbourhood places multiple constraints on its strategic choices. It leaves no time to take a deep breath, lean back and reset.