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Saturday, March 14, 2026
TopicUnsecured loans

Topic: unsecured loans

RBI has curbed unsecured lending, but the root cause of defaults remains unaddressed

ThePrint Team -
ThePrint view on the most important issues.

Not just risk to banks, RBI’s curbing unsecured lending to rein in shady recovery practices too

TCA Sharad Raghavan -
RBI has made it more costly to lend & borrow unsecured loans. One reason is financial risk these loans can pose, while another is harassment of borrowers by recovery agents.

Unsecured loans are not the answer to the credit crisis at India’s big banks

Andy Mukherjee -
Unsecured loans can only offer banks a temporary shelter during a downturn in collateralised credit. That protection doesn’t last long.

On Camera

YourTurn

Opinion

What India can learn from the US-Israel war on Iran

R Jagannathan -
Without any air force or navy worth the name, both Iran and Ukraine have held two superpowers at bay.

Communism is based on self-deluding assumptions, it can’t be realised in practice: GN Lawande

Indian govt is scrambling to manage LPG shortage while denying it exists

Economy

US strike on Iran’s key oil export island Kharg raises fears of wider supply disruption

Katharine Gemmell -
President Trump said the US had bombed military targets on Kharg Island in the Persian Gulf, but spared oil infrastructure.

Defence

Supreme Leader Mojtaba, the man Iran must keep alive & the secret force ‘tasked with it’—all about NOPO

Vaibhav Pant -
The Nirouyeh Vijeh Pasdaran Velayat, or NOPO, was the only force Ali Khamenei trusted.It was founded in 1991 and is more feared than the Revolutionary Guards.

National Interest

Peaceful power transfers followed uprisings in India’s neighbourhood. It’s a sign of mature democracies

Shekhar Gupta -
Rating democracies is a tricky business. I am only using the simple metric of who in the Indian subcontinent has had the most peaceful, stable, normal political transitions and continuity.

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