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Friday, November 21, 2025
TopicReserve Bank of India

Topic: Reserve Bank of India

India’s banking system faces record liquidity deficit

The deficit widened to 3.34 trillion rupees ($40.18 billion) as on Jan. 23, nearly tripling from the start of the month, data from the Reserve Bank of India (RBI) showed.

GST is squeezing states, but RBI’s ‘solution’ of more taxes is unfair

The RBI suggested in a December 2023 report that with GST impacting ‘vertical fiscal imbalance’, states should consider collecting additional taxes under the head ‘States’ Own Tax Revenue’.

Faced with 90% drop in business, crypto exchanges are moving out of India, but with hopes of return

Firms have seen losses because of tax imposed in 2022 on crypto assets & uncertainty amid unfriendly regulations. They are, however, hoping for a policy shift in upcoming Budget.

Industry players feel India should follow US’s lead on cryptos, but RBI remains vehemently opposed

Central banker remains guarded over use of virtual currencies. US markets regulator has allowed firms to issue certain instruments on US stock exchanges that track Bitcoin.

Cryptocurrencies pose risks to emerging markets, India’s stand remains unchanged, says RBI chief

RBI Governor Das highlighted benefits of central bank digital currencies, or e-rupee in India’s case, and said it is working on ‘programmability’ of e-rupee to enable cash transfers.

IMF’s assertion that RBI over-regulated rupee is weak, but advice on better fiscal targets is useful

Govt, RBI term IMF’s exchange rate re-classification as arbitrary. They also disagree with its assertion that India’s general govt debt-GDP ratio could exceed 100% of GDP in medium term.

RBI’s leap into cloud services is a step back for innovation, competition & regulation

The RBI claims its cloud facility will boost the security & integrity of financial sector data. But why is a central bank competing with private players that are already in the market?

Digital lending has got a bad rap, but don’t throw the baby out with the bathwater

With predatory digital lending practices drawing attention, it’s crucial to look at the funding and regulatory environment within which the sector operates.

Not just risk to banks, RBI’s curbing unsecured lending to rein in shady recovery practices too

RBI has made it more costly to lend & borrow unsecured loans. One reason is financial risk these loans can pose, while another is harassment of borrowers by recovery agents.

Consumer confidence at 4-yr high as India sees growth momentum, but rural sectors need sustained push

Urban consumers are more optimistic about current economic conditions, while those in rural India are more so about expectations of 1-yr ahead income, economic & business environment.

On Camera

Hasina’s was a trial in absentia, but not a trial without justice

The Sheikh Hasina trial represents an inflection point in the struggle to place citizens above rulers and prevent the next massacre.

At Charcha 2025: Local entrepreneurship, not just big IT, will drive next wave of distributed AI work

While global corporations setting up GCCs in India continue to express confidence in availability of skilled AI engineers, the panel argued that India’s real challenge lies elsewhere.

Can’t stay behind tech curve anymore, must catch up—Vice Chief of Navy Staff ahead of Swavlamban 2025

New Delhi: Noting that India cannot afford to stay behind the technology curve when it comes to war-fighting, Vice Chief of the Naval Staff...

INDIA has a Congress-sized hole. And the fix begins with a little humility

Without a Congress revival, there can be no challenge to the BJP pan-nationally. Modi’s party is growing, and almost entirely at the cost of the Congress.