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Saturday, March 14, 2026
TopicFinancial regulation

Topic: financial regulation

Indians don’t know how their credit scores are calculated. CIBIL needs govt oversight

A lower CIBIL score enables banks to charge higher interest rates. This raises questions about a concerning nexus between financial institutions and credit bureaus.

Real fine print in SC Adani-Hindenburg case is investor safety. Buyers, sellers not aligned

Sellers will act in the interest of buyers only if it benefits them too. Regulations can ensure that the seller is incentivised to do the right thing, and penalised for not doing so.

Cryptocurrency should not be made legal tender, key regulatory bodies tell G20 nations

International Monetary Fund & Financial Stability Board submit paper with policy recommendations for crypto regulation. G20 leaders expected to discuss it during Delhi summit.

Indian policymaking is good when cautious, botched when rushed. Learn from US banking crisis

India has done great in regulation because it took time to think things through. The US banking crisis should encourage Modi govt to avoid rush jobs like demonetisation.

Yes Bank’s AT1 bonds tell the tale of broken financial regulation in India

RBI must explain rationale behind decisions related to Yes Bank resolution — mis-selling of bonds, delay in resolution & writing off debt over equity

On Camera

What India can learn from the US-Israel war on Iran

Without any air force or navy worth the name, both Iran and Ukraine have held two superpowers at bay.

Rich state, borrowed money: Karnataka’s growth story has a debt problem that is only getting worse

Karnataka contributes billions to national growth and FDI, but its own finances show a revenue deficit, spiralling interest costs, and liabilities crossing Rs 11.2 lakh crore.

Supreme Leader Mojtaba, the man Iran must keep alive & the secret force ‘tasked with it’—all about NOPO

The Nirouyeh Vijeh Pasdaran Velayat, or NOPO, was the only force Ali Khamenei trusted.It was founded in 1991 and is more feared than the Revolutionary Guards.

Peaceful power transfers followed uprisings in India’s neighbourhood. It’s a sign of mature democracies

Rating democracies is a tricky business. I am only using the simple metric of who in the Indian subcontinent has had the most peaceful, stable, normal political transitions and continuity.