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Monday, October 27, 2025
TopicFinancial regulation

Topic: financial regulation

Indians don’t know how their credit scores are calculated. CIBIL needs govt oversight

A lower CIBIL score enables banks to charge higher interest rates. This raises questions about a concerning nexus between financial institutions and credit bureaus.

Real fine print in SC Adani-Hindenburg case is investor safety. Buyers, sellers not aligned

Sellers will act in the interest of buyers only if it benefits them too. Regulations can ensure that the seller is incentivised to do the right thing, and penalised for not doing so.

Cryptocurrency should not be made legal tender, key regulatory bodies tell G20 nations

International Monetary Fund & Financial Stability Board submit paper with policy recommendations for crypto regulation. G20 leaders expected to discuss it during Delhi summit.

Indian policymaking is good when cautious, botched when rushed. Learn from US banking crisis

India has done great in regulation because it took time to think things through. The US banking crisis should encourage Modi govt to avoid rush jobs like demonetisation.

Yes Bank’s AT1 bonds tell the tale of broken financial regulation in India

RBI must explain rationale behind decisions related to Yes Bank resolution — mis-selling of bonds, delay in resolution & writing off debt over equity

On Camera

The K in K-Pop is already silent. And that’s OK

Audience data shows there are now more fans outside South Korea than at home. Like hip hop, there’s no reason why K-Pop can’t have a similarly inclusive trajectory while staying true to its core.

Paper in MoSPI journal flags financial inclusion gap—highest among Hindus, lowest for Muslims

Research paper, however, finds lowest indebtedness level among Muslims at 12.3% & highest among Hindus at 14.9%. Overall national financial inclusion level at 87.2%, indebtedness at 14.7%.

From battle of wits and daring air strikes to artillery fury, new details emerge of Operation Sindoor

Fresh details of operation conducted by IAF, Army have come out in gazette notification giving citations of those who were awarded Vir Chakra for their bravery.

Deepfake on duty: when I asked AI to read Op Sindoor citations

On 21 Oct, a buzz went up that the govt had released full list of gallantry award recipients along with Op Sindoor citations. I put an AI caddy on the job. It took me into a never-ending rabbit hole.