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Sunday, February 1, 2026
TopicCibil

Topic: Cibil

Indians don’t know how their credit scores are calculated. CIBIL needs govt oversight

A lower CIBIL score enables banks to charge higher interest rates. This raises questions about a concerning nexus between financial institutions and credit bureaus.

Why Indian banks could make the Covid-19 economic crisis only worse

Despite warnings, India waited too long to fix the banks, thinking that it had all the time in the world. Now it may be too late.

It’s time policy makers acknowledge the real problem facing India’s shadow banks

The collapse of the highly rated infrastructure operator-financier IL&FS Group exposed the fault lines under Indian shadow banks’ impressive credit edifice.

Did you pay your phone bill online? Such data can be used to build your credit history

The question is one of identifying what datasets are being used to arrive at credit scores and if there is a need to set boundaries beyond which the law must step in.

On Camera

A bride enjoying her wedding day is a radical act

They say a happy bride is the best bride. To me, this once felt like a redundant statement. It’s her wedding, duh. Of course,...

IT sector as India’s ‘growth engine’: Budget boosts tax certainty with safe harbour revisions

One of the major bonanzas is tax holiday till 2047 to foreign companies providing cloud services from Indian data centres. NASSCOM welcomes govt's decisions.

Op Sindoor effect: Defence capital budget up 22% to 2.19 lakh cr, big boost for aircraft, aero engines

The surge in capital budget considers a slew of mega contracts set to be signed next fiscal, including the one for 114 Rafale jets for the Indian Air Force.

Swiss report should now close Op Sindoor debate. Knowing when to stop the fight is key too

The key to fighting a war successfully, or even launching it, is a clear objective. That’s an entirely political call. It isn’t emotional or purely military.