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Saturday, November 2, 2024
TopicBanks

Topic: banks

Bad news from China’s bad bank makes India cautious about its own plans

India’s planned bad bank, with the working name of National Asset Reconstruction Co. Ltd, will keep its debt to equity ratio at 1:1, said Sunil Mehta, CEO, Indian Banks’ Association.

Good start by RBI. Now, banks need to step up & do their bit to help Covid-hit economy

RBI’s relief steps are centred on small borrowers and entities in unorganised sector. Credit needs of the healthcare sector are addressed too. Implementation now holds the key.

What RBI measures mean for vaccine makers, hospitals, individuals and MSMEs

A Rs 50,000-crore window for healthcare sector, loan repayment relief for individuals and small firms, and a relief from updating KYC are some of the measures announced.

Modi govt’s bad bank plan sparks fear that loan prices could be inflated

Market participants say they’ll be closely watching whether bad bank plan could wind up inflating the price of distressed assets.

3 PSU banks have Rs 9,922 cr of NPAs in roads sector. Delays, low toll collection blamed

The banks shared data with the parliamentary panel on transport, tourism and culture, which was looking at aspects of lending to the road sector.

Only a dozen large firms to gain from bank loans recast, most stressed firms not eligible

According to bankers, total debt recast will be around Rs 3 lakh crore. Shapoorji Pallonji, Future groups among firms to receive nod for recast, but may ultimately not need it.

Every 4 out of 5 small businesses opted for RBI’s moratorium, but asset quality in question

The latest data indicates the stress the MSME sector faced after the lockdown. The central bank has also warned of a sharp rise in bad loans.

RBI must relax norms for small lenders. Big corporates will bring predatory culture

Connected lending across the world has resulted in a lender-borrower mismatch, turning the business sour and unprofitable.

Not the time for RBI to be adventurous. If bank ownership isn’t broken, don’t try to fix it

Letting a relatively poorly governed industrial house control a relatively better governed bank is unlikely to be better for the banks.

Only 1 NBFC sought bank licence in last 4 years even though RBI has offered it ‘on tap’

Becoming banks would give NBFCs access to low-cost deposits. But even after IL&FS crisis led to rising borrowing costs, no company applied for a bank licence.

On Camera

As a Hindu Canadian, I am deeply hurt by cancellation of Diwali. My community is now sidelined

Canada faces serious foreign interference issues, but these challenges must not be weaponized to unfairly target friendly and important allies like India.

Watch CutTheClutter: Flattening INR-USD rate, and debate on pros and cons of a ‘strong’ rupee

In Episode 1544 of CutTheClutter, Editor-in-Chief Shekhar Gupta looks at some top economists pointing to the pitfalls of ‘currency nationalism’ with data from 1991 to 2004.

Indian firms sanctioned by US didn’t violate laws, says MEA. Hyderabad firm that supplied to Army on list

Among 19 Indian firms sanctioned by US Treasury Dept was Lokesh Machines Ltd accused of coordinating with 'Russian defence procurement agent to import Italy-origin CNC machines'.

Xi wanted to teach India about imbalance of power. We should take a budgetary lesson from it

While we talk much about our military, we don’t put our national wallet where our mouth is. Nobody is saying we should double our defence spending, but current declining trend must be reversed.