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Saturday, February 14, 2026
TopicBanking

Topic: Banking

India’s defence needs financial institutions. Great powers build credit, not just arsenals

India spends heavily on defence but does not finance it. That distinction separates mature defence-industrial economies from those trapped in yearly budget cycles.

From regulatory bodies to private banks, retired IAS officers dominate the Indian financial landscape

New Delhi: Last week, the government appointed the recently retired Department of Economic Affairs (DEA) secretary, Ajay Seth, as chairman of the Insurance Regulatory and...

What is ‘One state, One Regional Rural Bank’ & why it may be a step in the right direction

After amalgamation, number of RRBs has come down to 28 from earlier 43. Experts say move is expected to increase capital base of unified RRBs, spurring credit growth and diversification.

‘Mujhe EMI bharna hai’—how voice tech is bringing millions of Indians into banking system

Using icons and speech, AI-enabled voice apps like Hello Ujjivan and Bhashini are building a new bridge to banking for India’s 18 crore low-literate citizens.

SubscriberWrites: Darker side of faceless banking

RBI data suggests that Digital Payment frauds have registered a 5 fold sharp rise to Rs.1457 crore during the year 2023-24.

India’s UPI hits historic milestone with 16.58 billion transactions in October

According to PIB, the digital payment platform processes ₹23.49 lakh crores worth of transactions in a single month.

AI is revolutionising banking & finance, but over-reliance, misuse may pose financial stability risks

If many market participants tend to use similar models, correlated risk & herding behaviour can amplify stability risks. Regulatory guardrails are important.

Govt jobs are changing. PSU bank staff live in pressure cooker, 9-5 replaced by 24×7

Government bank employees sell mutual funds, insurance and just never log out. They have steeper targets and ‘performer of the month’ award to chase too.

Why India’s digital banking push is giving RBI nightmares. Hint: The Credit Suisse collapse

The central bank last month issued a circular ordering banks to start, from next year, to keep aside larger buffers in relation to accounts connected to the internet, mobile or UPI.

35% bank accounts are inactive. Financial inclusion isn’t going to happen without women

The top 15 cities of India account for more than 60% of the total AUM. We still have a long way to go before the spread of financial products becomes pan-India.

On Camera

How the RSS dialogue on caste changed over 100 years. Sangh and its ‘samajik samrasta’

Contrary to naysayers, the RSS practices what it preaches. It is closer to the Gandhian teaching of improving the individual morally and spiritually to change the external environment.

7 lakh jobs created, Rs 50 lakh-cr investments bagged, says UP CM. Oppn flags MoU-reality gap

CM Yogi Adityanath claims that from being called a ‘bimaru’ state, UP is now among the top-3 economies in India. The 2026 Budget session of the UP assembly is currently underway.

Australian amphibian aircraft firm eyes Indian civil & military market, ties up with Apogee Aerospace

Aligning with India's push to promote inter-coastal air connectivity, Apogee has ordered 15 seaplanes in a deal valued at Rs 3,500 crore.

The new Great Game—Trump’s playing for time, China for leverage & India for wiggle room

This is the game every nation is now learning to play. Some are finding new allies or seeing value among nations where they’d seen marginal interest. The starkest example is India & Europe.