scorecardresearch
Thursday, August 21, 2025
TopicBanking

Topic: Banking

From regulatory bodies to private banks, retired IAS officers dominate the Indian financial landscape

New Delhi: Last week, the government appointed the recently retired Department of Economic Affairs (DEA) secretary, Ajay Seth, as chairman of the Insurance Regulatory and...

What is ‘One state, One Regional Rural Bank’ & why it may be a step in the right direction

After amalgamation, number of RRBs has come down to 28 from earlier 43. Experts say move is expected to increase capital base of unified RRBs, spurring credit growth and diversification.

‘Mujhe EMI bharna hai’—how voice tech is bringing millions of Indians into banking system

Using icons and speech, AI-enabled voice apps like Hello Ujjivan and Bhashini are building a new bridge to banking for India’s 18 crore low-literate citizens.

SubscriberWrites: Darker side of faceless banking

RBI data suggests that Digital Payment frauds have registered a 5 fold sharp rise to Rs.1457 crore during the year 2023-24.

India’s UPI hits historic milestone with 16.58 billion transactions in October

According to PIB, the digital payment platform processes ₹23.49 lakh crores worth of transactions in a single month.

AI is revolutionising banking & finance, but over-reliance, misuse may pose financial stability risks

If many market participants tend to use similar models, correlated risk & herding behaviour can amplify stability risks. Regulatory guardrails are important.

Govt jobs are changing. PSU bank staff live in pressure cooker, 9-5 replaced by 24×7

Government bank employees sell mutual funds, insurance and just never log out. They have steeper targets and ‘performer of the month’ award to chase too.

Why India’s digital banking push is giving RBI nightmares. Hint: The Credit Suisse collapse

The central bank last month issued a circular ordering banks to start, from next year, to keep aside larger buffers in relation to accounts connected to the internet, mobile or UPI.

35% bank accounts are inactive. Financial inclusion isn’t going to happen without women

The top 15 cities of India account for more than 60% of the total AUM. We still have a long way to go before the spread of financial products becomes pan-India.

India’s KYC process is a privacy nightmare. FATF has given legal sanctity to mass surveillance

The extent of data collected at onboarding and once again at the time of updates to KYC goes beyond just verification and could potentially be used for “profiling” the customer.

On Camera

New insolvency frameworks to shorter timelines, how 2025 amendment bill proposes to transform IBC

New bill aims to fix key issues with IBC 2016, including delays & patchy implementation, and protect creditors, with window for genuine promoters to retain control of their companies.

First-of-its kind tri-services conference Ran Samvad to take place in Army War College next week

Billed as the military’s own version of Raisina Dialogue, the event will spotlight on tech-driven warfighting, lessons from Operation Sindoor and release of three new doctrines.

War of IAF, PAF doctrines: As Pakistan obsesses over numbers, India embraces risk, wins

Now that both IAF and PAF have made formal claims of having shot down the other’s aircraft in the 87-hour war in May, we can ask a larger question: do such numbers really matter?