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Monday, October 13, 2025
TopicBank loans

Topic: Bank loans

I finally bought my dream car. Know how!

A monthly income plan (MIP) is the most suitable way to fund your dream. It involves paying out the money to the family/nominee as a fixed monthly income over a long period.

Here’s a quick guide if you are planning to take a car loan

A car loan is easy to secure, and the convenient EMI plans will make the repayment seamless, helping you take your dream car home.

What is home loan prepayment and what are its advantages?

In addition to low EMIs and interest rates, loan prepayment rids one from the obligation of spending a sum every month.

Bad loan scam or defaulters dodging debt? The story behind former SBI chairman’s arrest

SBI ex-chair Pratip Chaudhuri has been accused of ‘conniving’ with asset reconstruction firm to wrongly declare a loan NPA, and sell property worth Rs 200 crore for Rs 25 crore.

Ambani’s JioPhone Next built by Google can unleash a credit revolution for banks

If the device is a hit, there will be a surge of customer data that can stand in for collateral. A small band of policy influencers could help banks get their hands on it.

What critics of Insolvency and Bankruptcy Code get wrong about the recovery model

Any belief that the Insolvency and Bankruptcy Code has not performed better than the erstwhile mechanisms of recovery is not supported by facts.

How risk-averse banks have become hurdles to recovery of Indian economy after Covid

RBI data shows loans to companies and individuals have been growing at a subdued 5.5%-6% in recent months, which is half the pace seen before the pandemic struck.

Indians took loans for houses & cars through pandemic, but not for education, RBI data shows

Bank credit data between March 2020 and May 2021 shows overall loans given by banks decelerated in the second wave. But personal loans grew in double digits.

4 ways fixed deposits can help finance your expenditures

Other than helping save money, fixed deposits are also extremely useful for funding some common big-ticket expenses.

Our dark financial tunnel could get longer — that’s the message from bad loans of SBI Cards

Credit card debt as a percentage of the total is tiny, but it is expensive credit, and default is usually a sign that personal finances are in trouble.

On Camera

Resetting Afghanistan ties is geopolitical need. Gandhis are showing their diplomatic ignorance

With two hostile neighbours in the immediate vicinity and one in the greater region, it is imperative that New Delhi forge alliances that can offer some stability.

Niti Aayog recommends fully decriminalising 12 offences under new I-T Act to ‘foster more trust’

Recommendations appear in Niti Aayog’s Tax Policy Working Paper Series–II. It says there is a need to shift away from fear-based enforcement to trust-based governance.

India, UK sign £350 mn deal for Martlet. What are these Lightweight Multirole Missiles

In service with the British military since 2019, it is also known as the Martlet missile. Ukrainians have also deployed these missiles against Russian troops.

CJI, IPS, IAS & Homebound: A wake-up call 75 years in the making

Education, reservations, govt jobs are meant to bring equality and dignity. That we are a long way from that is evident in the shoe thrown at the CJI and the suicide of Haryana IPS officer. The film Homebound has a lesson too.