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Tuesday, November 4, 2025
TopicBank loans

Topic: Bank loans

Cousin took a loan but couldn’t pay it back? As recovery agents run amok, even you aren’t safe

There are thousands of people who are troubled by threats & harassment of loan recovery agents, a problem exacerbated by proliferation of instant loan apps that offer money at a click. 

The Role of Personal Loans in Elevating Your Credit Profile

A good credit score is an essential pillar of one’s financial foundation. It’s not merely a digit or a figure, it represents your fiscal responsibility, discipline, and predictability.

Get up to 5 lakh Instantly with Kotak Personal Loans

In this post, we'll discuss the world of personal loans, explore Kotak's offerings, and show you how to apply.

Why homeowners are celebrating RBI’s latest order to banks on asset-related papers

Central bank has issued new rules regarding quick release of loan-related asset documents, which are expected to benefit borrowers, especially homeowners.

Govt to soon launch scheme for those who want to own house in cities, says PM Modi

Addressing the nation on the 77th Independence Day, Modi said his government will soon launch the scheme for middle-class families living in cities but do not own a house.

Penal action against wilful defaulters will continue even if they enter into deals with lenders, RBI clarifies

In FAQ document, RBI says its new guidelines won't stop penal proceedings against wilful defaulters & that recoveries will continue even if loans are technically written off.

Centre asks govt banks to monitor top corporate loan accounts to deal with business risks

Banks were also asked to monitor the mark-to-market impact on their trading books amid rising interest rates and maintain their liquidity ratios, banking sources said.

Only 2.21% loans went to street vendors by private banks under PM SVANidhi scheme in 3 years

The scheme aims to facilitate collateral-free working capital loans to street vendors who want to restart their businesses that were adversely impacted during Covid-19 lockdown.

How important is a ‘key facts statement’ and what it does (or doesn’t) tell you about your loan

Unlike terms & condition document, key facts statement is a simple, page-long snapshot of key information about a loan. However, depth of information it offers can be shallow.

‘Banks are money creators, they aren’t just passing the parcel,’ says former CEA Subramanian

At ThePrint ‘Off The Cuff’, IMF Executive Director KV Subramanian tells Editor-in-Chief Shekhar Gupta & Deputy Editor TCA Sharad Raghavan the missing link between credit control & policy rates.

On Camera

The Kapoors’ love for food is stuff of legends. Netflix gets us a seat at a table

If there is one celebrity who has made talking about food both relatable and entertaining, it is Kareena Kapoor Khan.

Nvidia worth $5 trillion: What does it mean for the market?

The chipmaker at the heart of the AI revolution may be the most influential stock in Wall Street history. Nvidia has been the primary driver of the market’s gains since the start of 2023.

Launch of India’s heaviest comms satellite is a level up for its soaring military ambitions. Here’s how

ISRO’s LMV3 rocket set off the CMS-03 satellite from Sriharikota Sunday. It weighs 4,410 kg, will primarily serve Indian Navy and has a life of at least 15 years.

Trump’s trade wars have rewritten powerplay, but India didn’t get the memo

This world is being restructured and redrawn by one man, and what’s his power? It’s not his formidable military. It’s trade. With China, it turned on him.