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Tuesday, September 23, 2025
TopicBank loans

Topic: Bank loans

The Role of Personal Loans in Elevating Your Credit Profile

A good credit score is an essential pillar of one’s financial foundation. It’s not merely a digit or a figure, it represents your fiscal responsibility, discipline, and predictability.

Get up to 5 lakh Instantly with Kotak Personal Loans

In this post, we'll discuss the world of personal loans, explore Kotak's offerings, and show you how to apply.

Why homeowners are celebrating RBI’s latest order to banks on asset-related papers

Central bank has issued new rules regarding quick release of loan-related asset documents, which are expected to benefit borrowers, especially homeowners.

Govt to soon launch scheme for those who want to own house in cities, says PM Modi

Addressing the nation on the 77th Independence Day, Modi said his government will soon launch the scheme for middle-class families living in cities but do not own a house.

Penal action against wilful defaulters will continue even if they enter into deals with lenders, RBI clarifies

In FAQ document, RBI says its new guidelines won't stop penal proceedings against wilful defaulters & that recoveries will continue even if loans are technically written off.

Centre asks govt banks to monitor top corporate loan accounts to deal with business risks

Banks were also asked to monitor the mark-to-market impact on their trading books amid rising interest rates and maintain their liquidity ratios, banking sources said.

Only 2.21% loans went to street vendors by private banks under PM SVANidhi scheme in 3 years

The scheme aims to facilitate collateral-free working capital loans to street vendors who want to restart their businesses that were adversely impacted during Covid-19 lockdown.

How important is a ‘key facts statement’ and what it does (or doesn’t) tell you about your loan

Unlike terms & condition document, key facts statement is a simple, page-long snapshot of key information about a loan. However, depth of information it offers can be shallow.

‘Banks are money creators, they aren’t just passing the parcel,’ says former CEA Subramanian

At ThePrint ‘Off The Cuff’, IMF Executive Director KV Subramanian tells Editor-in-Chief Shekhar Gupta & Deputy Editor TCA Sharad Raghavan the missing link between credit control & policy rates.

Canara Bank row has politicians mixing up loan write-offs with waivers. Here’s how they’re different

Last week, Canara Bank in an RTI disclosure said it has written off loans worth Rs 1.29 lakh crore in last 11 yrs. Opposition leaders then slammed govt over 'loot' of public money.

On Camera

Market regulator SEBI clears Adani Group of impropriety alleged by Hindenburg Research

SEBI probe concluded that purported loans and fund transfers were paid back in full and did not amount to deceptive market practices or unreported related party transactions.

India takes a relook at Russian Su-57, but not for its stealth. Here’s why

India exited the Indo-Russian FGFA programme in 2018. But now it might procure at least 2 squadrons of Su-57 aircraft from Russia and evaluate Russian proposal to manufacture them in India.

India doesn’t give walkovers to Pakistan in war. Here’s why it shouldn’t do it in cricket either

Many really smart people now share the position that playing cricket with Pakistan is politically, strategically and morally wrong. It is just a poor appreciation of competitive sport.