Singapore is a renowned tourist destination, renowned for its stunning attractions, rich cultural diversity, vibrant nightlife, and warm hospitality. Indian travellers often find themselves making vacation plans for Singapore to enjoy a relaxed time.
However, if you want to make your Singapore experience more enjoyable and secure, consider buying a travel insurance policy.
Although Indian citizens are not required to purchase travel insurance in Singapore, it is advisable for financial security against any emergencies that may arise during the trip.
Things to Consider While Buying Singapore Travel Insurance
Number of Trips
The first thing to consider when purchasing Singapore travel insurance is whether it will be for a one-time trip or multiple trips throughout the year. If it is a one-time trip, then you can buy single-trip travel insurance. However, it is financially wise to purchase multi-trip travel insurance if you plan to take multiple trips in a year. This way, all your Singapore trips will be insured without needing to purchase separate insurance for each trip.
Duration of Stay
Another key consideration when buying travel insurance Singapore is the duration of your stay. Different insurance providers have varied coverage periods for the insurance; make sure the policy cover aligns with your trip duration.
Personal Health Requirements
Consider your health requirements before purchasing a travel insurance plan for Singapore. If you have a history of health concerns, then it is crucial to get medical clearance before travelling. Also, ensure that you select a plan with coverage for medical emergencies or critical illness for yourself and your family.
Budget
Budget is a crucial factor to consider while buying travel insurance for Singapore. Therefore, it is essential to have a clear understanding of the cost of travel insurance. Compare premium quotes from multiple insurers, along with the coverage they provide. Ensure a balance between affordability and coverage. Select an insurance policy that fits within your budget and offers the necessary coverage.
Activities and Adventure
If you plan to participate in adventurous activities like trekking, paragliding, hiking, or surfing during your trip to Singapore, consider purchasing coverage for these activities. Having travel insurance coverage for adventure activities is necessary to cover any medical costs in the event of an injury or accident.
Trip Cancellation or Postponement
Another point to consider while buying travel insurance for Singapore is to check their trip cancellation and delay policies. Unforeseen circumstances, such as adverse weather conditions, delayed flights, or personal emergencies, may result in trip cancellation or delay. In such cases, having insurance to cover the cost of pre-bookings and trip cancellation saves you from complete financial loss.
24/7 Customer Support
Singapore is a foreign country, and any emergency can feel overwhelming in an unfamiliar environment. It is wise to consider purchasing travel insurance from an insurer that offers excellent 24*7 customer support services.
What is Covered Under Singapore Travel Insurance?
Here are things covered under travel insurance for Singapore:
- Emergency medical coverage, including coverage for sickness, injuries, hospitalisation, and outpatient treatment, courtesy of the chosen plan.
- Coverage for lost or delayed baggage during check-in at the airport.
- Coverage for expenses to get a duplicate or new passport in case your passport gets damaged, lost or stolen.
- Third-party liability expenses coverage in the event of third-party property damage or injury caused by you.
What is Not Covered Under Singapore Travel Insurance?
- Travel insurance in Singapore excludes medical coverage in cases where you travel against your doctor’s advice.
- Losses or damage caused during the trip due to war, military activities, nuclear attack, terrorism, etc.
- Injuries resulting from participation in activities like crimes and riots are not covered.
- Medical expenses for injuries caused due to being under the influence of toxic substances will not be covered.
Stay Secure in Singapore With TATA AIG Travel Insurance
Travel insurance for Singapore is crucial, but what is more important is from whom you are buying the policy. It is always wise to buy insurance from a reputable insurer which has positive customer reviews and an easy claim settlement procedure. TATA AIG is one such reputable insurer that is the right choice to secure your Singapore trip. Their travel insurance plan includes benefits such as medical and accidental coverage, compensation for delayed or lost baggage, and coverage for lost passports, among others.
Moreover, their claim settlement process is also quite straightforward. You can visit their website, file your claim online, and their claim experts will guide you through the entire process for a swift settlement.
This is a sponsored article. Journalists at ThePrint are not involved in writing, editing or fact-checking the content.