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Saturday, January 3, 2026
TopicRBI

Topic: RBI

Individuals, businesses are increasingly defaulting on microloans. Both lenders & borrowers at fault

Data from microfinance industry bodies shows microloan delinquency ratios are rising once again, after having fallen consistently 2021 onwards. Lenders must do deeper checks, say experts.

India’s insolvency law needs a middle ground. Both creditors & debtors need protection

A large portion of household loans are unsecured. It raises concerns about how banks will be able to collect repayments.

World Bank raises India’s GDP growth forecast for FY25 to 7% from earlier estimate of 6.6%

RBI expects the economy to grow 7.2% in the fiscal year 2024/25. According to the World Bank, main challenges to India's economy include job creation.

Indian rupee drops to lifetime low on outflow worries

Rupee opened at 83.78 to US dollar compared to previous close of 83.75. Selloff in US & Asian equities following disappointing jobs report spurred worries of foreign outflows from India.

Unproductive speculation, rising household debt — SEBI, RBI’s concerns about India’s F&O market

RBI said India’s rising retail participation in the F&O market may pose several challenges, and the stock of household debt is 'comparatively high' in relation to GDP per capita.

Reserve Bank of India seen holding rates on Friday as economic growth stays robust

A weakened mandate for the ruling NDA has raised concerns about a potentially slower pace of fiscal consolidation.

‘India’s forex reserves jumps to new all-time high of $648.7 billion,’ says RBI

This is the third consecutive week of increase in the overall kitty, which had increased by $2.561 billion to $644.151 billion in the previous reporting week ended 17 May.

What’s the job like for today’s RBI Guv? Subbarao says balancing growth & inflation less testing now

In contrast, he said, the fear in 2012 was one of possible stagflation, where growth was falling and inflation was high.

RBI ex-Guv Subbarao’s idea for civil services — test IAS officers every 10-15 yrs, boost lateral entry

Rao was in the IAS for 35 years and has underscored in his recently-published book the changes that could better the service.

On Camera

How Gen-Z is changing the violent extremist landscape online

The evolving extremist threat now hinges on young people online, demanding new strategies beyond traditional counter-terror models.

India’s urban co-op banks are turning the page—crisis to cautious revival, one metric at a time

With bad loans shrinking & capital buffers stronger, urban co-op banks’ new umbrella body NUCFDC is now prioritising rollout of digital transformation.

Greece looking at TATA’s WhAP infantry combat vehicle for army procurement

If deal goes through, Greece will be 2nd foreign country to procure vehicle. Morocco was first; TATA Group has set up manufacturing unit there with minimum 30 percent indigenous content.

A year-end Mea Culpa in National Interest—The Army-Islam combo doesn’t kill democracy

Many of you might think I got something so wrong in National Interest pieces written this year. I might disagree! But some deserve a Mea Culpa. I’d deal with the most recent this week.