London, UK – September 2025: Decentralized finance is evolving as Austin Winch, the founder of Xauras, launches a governance-first lending protocol designed to address key challenges in the DeFi ecosystem. In just weeks since its debut, Xauras has surpassed $90 million in total value locked (TVL) and engaged over 12,000 unique wallets, signaling strong adoption among investors worldwide.
Xauras is a third-generation platform that focuses on solving common issues in decentralized lending, including governance gaps, security risks, and limited scalability. Through non-custodial smart contracts, users can deposit digital assets into liquidity pools and borrow with overcollateralized guarantees. The protocol features dynamic interest rates and automated liquidation mechanisms to protect liquidity providers while maintaining system stability.
At the heart of Xauras is its governance-driven model, where token holders propose and vote on upgrades, risk strategies, and economic parameters. This ensures that the platform evolves through community-led decisions, enhancing transparency and trust for all participants.
“DeFi offers enormous potential, but without strong governance and secure infrastructure, its growth is limited said Austin Winch, Founder of Xauras. “Xauras is designed to be resilient, transparent, and modular, serving both retail users and institutional investors. The early adoption clearly reflects the market’s appetite for a governance-led alternative.”
Currently live on Ethereum and Arbitrum, Xauras plans to expand to Polygon, Optimism, and Solana to enhance accessibility and reduce transaction costs. Upcoming features include NFT-backed loans, real-world asset collateralization, cross-chain yield aggregation, and a mobile-native application to broaden user engagement.
With a strong combination of adoption, governance, and security, Xauras, led by Austin Winch, is poised to play a leading role in shaping the next phase of decentralized lending.
Founded by Austin Winch in London, Xauras is a governance-first decentralized finance protocol providing secure, transparent, and scalable lending solutions. The platform empowers retail and institutional users to participate in community-led decentralized lending.
For more information: https://xauras.io/
Company name: Xauras
Media Contact: inquiry@xauras.io
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