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Sunday, July 13, 2025
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Home50-Word EditRBI has curbed unsecured lending, but the root cause of defaults remains...

RBI has curbed unsecured lending, but the root cause of defaults remains unaddressed

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Rising defaults in low-value credit card and microfinance loans reveal an alarming reality. While the RBI has curbed unsecured lending, the root cause—stagnant or declining incomes—remains unaddressed. Unless the government prioritises job creation and growth, aspirations will continue to be financed by unsustainable debt, deepening the trap further.

South Korea’s political uproar will linger, but it’s another example of how dissent fuels democracy

All signs indicate South Korea’s political pandemonium will linger. The latest threat to East Asia’s stability has a silver lining—public protests and backlash from lawmakers show an inherent resistance to authoritarianism and the vibrancy of the nation’s democracy, though imperfect. It’s yet another example of how dissent fuels democracy.

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