You don’t need a credit card to unlock your iPhone 13 dreams this festive season. Shop for the latest in technology without financial strain, thanks to low-cost EMIs and flexible tenures.
Festival sales are right around the corner, bringing a golden opportunity to snag coveted gadgets without breaking the bank. Thanks to your Bajaj Finserv Insta EMI Card, you can make the most of this opportunity to bring home your brand-new iPhone 13 mobile on EMI without credit card.
Why festival sales are the perfect time to upgrade your devices
In India, festival seasons are synonymous with shopping extravaganzas, and for good reason. Retailers and e-commerce platforms pull out all the stops, offering jaw-dropping discounts and deals on a wide array of products, including the latest smartphones. The iPhone 13, despite its premium status, becomes significantly more attainable during these sales events.
During festival sales, you can expect substantial price cuts on the iPhone 13, sometimes coupled with cashback offers, exchange bonuses, and bundle deals that include accessories. These combined savings can knock thousands of rupees off the regular price, making it the ideal time to make your purchase. However, even with these discounts, the iPhone 13 remains a significant investment. This is where smart financial planning with tools like the Bajaj Finserv Insta EMI Card can turn your iPhone dreams into reality without straining your wallet.
Stress-free purchase with the Bajaj Finserv Insta EMI Card
Eyeing the iPhone 13 but hesitant about the upfront cost? The Bajaj Finserv Insta EMI Card is the perfect solution to a hassle-free, affordable purchase:
- Easy EMIs: Say hello to low-cost EMIs. The card allows you to split your iPhone 13 purchase into manageable monthly instalments without any hidden costs.
- Pre-approved limit up to Rs. 3 lakh: With a generous pre-approved limit, you’re not just covered for the iPhone 13, but also for any accessories or other festive purchases you might want to make.
- Flexible repayment tenures: Choose a repayment plan that fits your budget, with options ranging from 1 to 60 months. This flexibility ensures you can enjoy your new iPhone without financial stress.
- Widespread acceptance: The Insta EMI Card is accepted at over 1.5 lakh partner stores across more than 4,000 cities in India, as well as major e-commerce platforms. This wide network ensures you can make your purchase wherever you find the best deal.
How to buy iPhone 13 on EMI without credit card
Here’s the step-by-step process to secure your iPhone 13 using the Bajaj Finserv Insta EMI Card, both online and offline:
- Online shopping
- Add the iPhone 13 to your cart on a participating e-commerce platform, like Amazon India or Flipkart.
- Proceed to checkout and select the Bajaj Finserv Insta EMI Card as your payment method.
- Enter your card details and choose your preferred EMI tenure.
- Complete the transaction and wait for your new iPhone to arrive!
- Offline shopping
- Visit a Bajaj Finserv partner store that stocks the iPhone 13.
- Select your desired model and inform the sales representative you’ll be using the Insta EMI Card.
- Provide your card details to the store representative.
- Choose your preferred EMI tenure from the available options.
- Complete the purchase process and walk out with your new iPhone 13!
Top features of the Insta EMI Card for festival shopping
Looking to make the most of festival season deals? The Insta EMI Card was tailored for savvy shoppers like you. During these high-octane shopping periods, many Bajaj Finserv partner stores offer exclusive zero down payment deals for Insta EMI Card holders. This means you could potentially walk away with your new iPhone 13 without paying a single rupee upfront, spreading the entire cost over your chosen EMI tenure. By combining a zero down payment offer with the already discounted festival prices, you could secure your iPhone 13 at an unbeatable value.
Moreover, the card’s quick application process ensures you’re ready to shop as soon as the sales begin. With its extensive network of partner stores and e-commerce platforms, you’re not limited to a single retailer. This allows you to compare offers across different sellers, ensuring you get the absolute best deal on your iPhone 13 purchase.
Choosing the right EMI tenure to maximise your iPhone 13 purchase
It’s not enough to bag your iPhone 13 EMI down payment free, you must also select a proper repayment tenure to ensure your purchase isn’t a burden going forward. The Bajaj Finserv Insta EMI Card offers repayment tenures ranging from 1 to 60 months, providing ample flexibility to customise your payments to your financial situation.
To determine the ideal tenure, consider your monthly budget and long-term financial goals. A longer tenure means lower monthly payments but a longer commitment. Conversely, a shorter tenure might mean higher monthly payments but a quicker path to full ownership. Strike a balance that allows you to enjoy your new iPhone 13 without compromising your financial health.
Boost your credit score while owning the latest iPhone
Purchasing your iPhone 13 with the Bajaj Finserv Insta EMI Card isn’t just about immediate gratification; it’s also an opportunity to strengthen your financial future. Every time you make a timely EMI payment, you’re potentially improving your credit score.
A healthy credit score opens doors to better financial products and terms in the future. So, by responsibly managing your iPhone 13 EMIs, you’re not just enjoying cutting-edge technology; you’re also building a solid financial foundation for years to come.
Applying for the Bajaj Finserv Insta EMI Card
Ready to get your Bajaj Finserv Insta EMI Card and prepare for the upcoming festival sales? Here’s how you can apply:
- Online application: Visit the official Bajaj Finserv website and navigate to the Insta EMI Card section. Enter your mobile number, complete the OTP verification, and fill out the application form. You’ll receive an instant decision on your pre-approved limit.
- KYC verification: Once approved, complete the KYC process using your Aadhaar card or DigiLocker. This step ensures compliance with regulatory requirements and secures your account.
- Joining fee payment: Pay the one-time joining fee of Rs. 599 to activate your card. This fee grants you access to all the benefits and features of the Insta EMI Card.
- E-Mandate registration: Set up an e-mandate for automatic EMI deductions. This ensures timely payments and helps maintain a good credit score.
- Offline application: If you prefer, visit any Bajaj Finserv partner store. Bring along necessary documents like your PAN card, Aadhaar card, and proof of address. The store representative will guide you through the application process.
This festival season, your Bajaj Finserv Insta EMI Card is your ideal companion for your big-ticket purchases. With its diverse benefits, it closes the gap between your desires and your budget, transforming the daunting prospect of high-value purchases into a manageable, even enjoyable, experience.
So, why wait? Apply for your Bajaj Finserv Insta EMI Card today and get ready to unbox your new iPhone 13 this festival season.
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