Running or growing a business takes more than just passion, it takes timely access to funds. Whether you need capital to stock up for festive sales, invest in expansion, or manage day-to-day operations, you need a loan that’s fast, flexible, and rewarding.
That’s where the Bajaj Finserv Business Loan steps in. It offers unsecured funding of up to Rs. 80 lakh with convenient repayment options, no collateral, quick disbursal, and no hassle.
And here is the big news: under the limited-period Loan Utsav campaign, Bajaj Finance is giving business owners cashback of up to Rs. 3,000 along with exciting brand vouchers – just for getting their loan disbursed via the Bajaj Finserv App. But hurry, the offer is valid only for the first 200 disbursals in June and July 2025.
What is Loan Utsav?
The Loan Utsav is a limited-period offer by Bajaj Finance that offers exciting rewards to business loan applicants. It is valid from June 20, 2025, to July 31, 2025, and is available exclusively through the Bajaj Finserv App.
The rewards are limited to the first 200 successful business loan disbursals in each month (June and July 2025), so applying early increases the chances of getting both the funds and rewards.
Here’s the reward structure based on loan amount:
| Loan disbursed | Cashback | Voucher |
| Rs. 1,00,000 – Rs. 5,00,000 | Rs. 500 | KFC |
| Rs. 5,00,001 – Rs. 10,00,000 | Rs. 1,000 | Amazon Prime |
| Rs. 10,00,001 – Rs. 25,00,000 | Rs. 2,000 | Zomato Gold |
| Rs. 25,00,001 – Rs. 50,00,000 | Rs. 2,500 | OTT Play |
| Rs. 50,00,001 – Rs. 80,00,000 | Rs. 3,000 | OTT Play |
In order to access these rewards, customers need to apply and have their loan disbursed through the Bajaj Finserv App, and activate their Bajaj Pay Wallet within 90 days. If the wallet isn’t set up, the rewards will be credited as Bajaj Coins, which can be redeemed directly within the app.
Eligibility criteria for Loan Utsav rewards
To qualify for the mentioned rewards:
- Both the application and loan disbursal must be completed through the Bajaj Finserv App.
- The applicant must be among the first 200 customers to receive a successful loan disbursal in June or July 2025.
- The loan must not be cancelled by the customer after disbursal.
- Each customer is eligible for the offer only once during the campaign period.
Why choose Bajaj Finserv Business Loan
Looking for fast, flexible funding to fuel your business goals? Bajaj Finserv Business Loan is designed to help entrepreneurs like you access high-value capital without the lengthy paperwork or wait.
With quick approvals, no collateral requirements, and an online application journey via the Bajaj Finserv App, getting funds is now easier than ever. Here are a few compelling reasons to apply:
- Flexible loan amount: Business can choose a business loan ranging from Rs. 2 lakh to Rs. 80 lakh. Whether launching a new venture or scaling an existing enterprise, funds are customisable to the size and scope of your business.
- No collateral required: This makes accessing cash more straightforward and less stressful as no assets need to be pledged to secure the funding.
- Fast disbursal: For business owners, quick funding means no lost opportunities. With Bajaj Finserv Business Loan, the amount is usually disbursed within 48 hours*, meaning entrepreneurs don’t need to wait to put their funds to use.
- Convenient repayment tenure: Select repayment terms from 12 to 96 months. Long-term borrowers benefit from lower EMIs, while short-term borrowers can close the loan sooner.
These benefits, when combined the Loan Utsav cashback incentives, make it a standout deal for businesses. Imagine getting a high-value working capital loan and additional rewards in one go.
How to apply
Based on eligibility, you can follow these simple steps to apply for a Bajaj Finserv Business Loan and avail of the Loan Utsav rewards:
- Download the Bajaj Finserv App from the Google Play Store.
- Log in using your mobile number.
- On the home screen, tap the “Business Loan” icon.
- Click on the “CHECK ELIGIBILITY” button.
- Fill out the application form with your basic personal and professional details.
- Once completed, tap “CONTINUE”.
- Enter your banking details as requested.
- Finally, submit your application for processing.
The entire application process is seamless, quick, and transparent—all accessible from your smartphone.
The Loan Utsav campaign is a great opportunity for businesses to utilise a high-value business loan and a rewarding Rs. 3,000 cashback. Don’t miss this chance—download the app, apply, watch your business grow with financial confidence, and earn additional rewards while you are at it.
*Terms and conditions apply
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