Delhi, a city of over 30 million people, sees millions of vehicles navigating its busy streets daily. With cars being an essential part of daily life, the city has grown into one of the largest automobile markets in the country.
Among the various options available, used cars have gained immense popularity due to their affordability, making them a preferred choice for many buyers in the city. Buying a used car in Delhi, NCR, can be an exciting and cost-effective decision.
However, many buyers overlook one critical step:RC (Registration Certificate) transfer. Without a proper RC transfer, the car legally remains in the previous owner’s name, putting you at risk of legal complications, unpaid fines, or even fraud.
Imagine purchasing a second-hand car only to later discover pending challans, unpaid loans, or past legal disputes associated with it. Worse, if the vehicle is involved in an accident, you could be held responsible since the ownership remains with the seller. This is why transferring ownership is not just a formality but an essential process for a secure and hassle-free car-buying experience.
Documents Required for Ownership Transfer
Before initiating the RC transfer for a used car in Delhi, NCR, ensure you have the following documents ready:
| Document | Required From | Purpose |
| Original RC (Registration Certificate) | Seller | To verify ownership and update details |
| Valid insurance policy | Buyer | Mandatory for transfer approval |
| Pollution Under Control (PUC) certificate | Buyer | Ensures the vehicle meets emission standards |
| Form 29 & Form 30 (Duly filled & signed) | Seller & Buyer | Official RTO forms for ownership transfer |
| Buyer’s and Seller’s ID & Address Proof | Both parties | Aadhaar, passport, or voter ID required |
| PAN Card/Form 60 (if applicable) | Buyer | Required if the purchase exceeds ₹50,000 |
| No Objection Certificate (NOC) (if applicable) | Seller | Needed if the vehicle is under a loan or moving interstate |
Note: If the vehicle is financed, ensure all loan dues are cleared, and obtain an NOC from the lender.
Types of Vehicle Ownership Transfer
Depending on the situation, there are three types of RC transfers for second-hand cars in Delhi, NCR:
- Within the Same City: If the car is sold to a buyer in Delhi NCR, ownership transfer can be completed at the local RTO where the car is registered.
- Interstate Transfer: If the car is sold to a buyer outside Delhi, you will need an NOC from the current RTO before applying for ownership transfer in the new state.
- Transfer Due to the Death of the Owner: In the case of the owner’s passing, legal heirs must submit a succession certificate or notarised affidavit along with the required documents for transfer.
Step-by-Step Process for RC Transfer in Delhi
Step 1: Keep the Required Documents Ready
Before starting the online RC transfer process, make sure you have scanned copies or clear images of the following documents:
- ID & Address Proof (Buyer & Seller)
- Duly filled and signed Form 29 & Form 30
- Original Registration Certificate (RC)
- Valid Car Insurance
- Pollution Under Control (PUC) Certificate
You’ll need to upload these documents during the process.
Step 2: Register on the Parivahan Website
- Go to the official website – Parivahan Website
- Click on “Online Services” > “Vehicle Related Services”
- Create a new account if you’re not registered. If you already have an account, simply log in.
Step 3: Log in and Verify Your Car Details
- After logging in, select “Vehicle Related Services”.
- Choose your state and RTO office and click on “Proceed.”
- Under online services, select “Transfer of Ownership”.
- Enter your car registration number and the last 5 digits of the chassis number.
- Authenticate using an Aadhaar-based OTP.
Once verified, a new page will display the car details, including:
- Owner’s name
- Registration date
- Insurance details
Step 4: Apply for Ownership Transfer and Pay Fees
The seller needs to select “Transfer of Ownership”.
Enter the buyer’s details and vehicle details, and upload scanned documents:
- Form 29 & 30
- ID and Address Proof
- Valid Insurance
Pay the online RC transfer fee (Approx. ₹530):
- Transfer of Ownership Fee: ₹300
- Smart Card Fee: ₹200
- Postal Charges: ₹50
If the car was under a loan (hypothecation), ensure the bank has issued an NOC and Form 35. If not, you must complete both the Hypothecation Termination and Ownership Transfer processes. Once complete, schedule an appointment to submit physical copies of documents at the RTO office.
Step 5: Visit the RTO for Document Submission
On the given date, visit the RTO office with the following documents:
- Original RC (Smart Card)
- Valid Car Insurance
- Pollution Under Control (PUC) Certificate
- Buyer’s Passport Size Photos (Some RTOs may require this)
- ID & Address Proof (Buyer & Seller)
- PAN Card of Buyer (Mandatory if transaction value is over ₹50,000)
- Blank Envelope with Buyer’s Name & Address
- Printed copy of online payment receipt
- Signed copies of Form 29 & 30 (by both buyer & seller)
Step 6: RTO Approval & RC Dispatch
- The RTO officer will check all submitted documents.
- If everything is in order, the new RC (Smart Card) will be dispatched to the buyer’s registered address within 7-30 days.
- If any discrepancies are found, the RTO may ask both buyer and seller to visit for verification.
RC Transfer Fee Structure in Delhi
The cost of RC transfer in Delhi includes the ownership transfer fee, smart card charges, postal fees, and other administrative costs. The total fee varies depending on whether you are transferring a two-wheeler or a four-wheeler.
Fee Structure for Four-Wheelers
| Service | Fee (₹) |
| Transfer of Ownership | 300 |
| Smart Card Fee | 200 |
| Postal Fee | 30 |
| Total Fee Payable | 530 |
Fee Structure for Two-Wheelers
| Service | Fee (₹) |
| Transfer of Ownership | 150 |
| Smart Card Fee | 200 |
| Postal Fee | 30 |
| Total Fee Payable | 380 |
These fees are applicable at the Regional Transport Offices (RTOs) in Delhi, NCR and must be paid during the RC transfer process.
Common Challenges & How to Avoid Them
1. Missing or Incorrect Documents
Problem: Many buyers forget crucial documents like the NOC (if under loan) or Form 29 & 30.
Solution: Double-check the document checklist before visiting the RTO.
2. Delays in Processing
Problem: Some RTOs take longer than expected due to backlogs.
Solution: Use online application portals where available or hire an RTO agent to expedite the process.
3. Pending Fines or Challans
Problem: Unpaid traffic fines may delay ownership transfer.
Solution: Check for pending challans online on the Delhi Traffic Police website before purchasing the car.
4. Issues with Loan Clearance
Problem: If the previous owner had an active loan, the RC transfer would have been rejected.
Solution: Ensure the seller provides an NOC from the bank before proceeding.
The Final Words
Completing the RC transfer process for used cars in Delhi, NCR, is crucial to ensure you legally own the vehicle and avoid legal complications. It protects you from traffic fines, insurance claims, and fraud risks.
By following the right steps and preparing the necessary documents, you can ensure a smooth and hassle-free RC transfer. Always verify the paperwork before making the payment and choose a secure platform to buy used cars.
If you’re planning to buy a used car, ensure the ownership transfer is handled properly so you can enjoy your new ride without any worries.
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