Which cryptos could shine in the next bull run? Investors everywhere are looking for early-stage projects that have real use and strong growth plans. Among the many new names, Mutuum Finance (MUTM) is catching attention fast. The project combines crypto lending, stablecoin innovation, and community rewards in a way that feels both simple and powerful. With its presale in Phase 6, Mutuum Finance (MUTM) is shaping up as one of the most talked-about upcoming platforms in 2025.
Mutuum Finance (MUTM) Dual Lending Power Presale Snapshot
The presale of Mutuum Finance (MUTM) is moving quickly. The total token supply stands at 4B MUTM. The current Phase 6 price is $0.035 per token, and about 85% of this phase’s 170M supply has already been sold. So far, the project has raised around $18.35 million and has gained over 17,750 holders across all phases. As Phase 7 starts soon at $0.040, the price will rise by another 15%. That means this is the last chance for investors to join at $0.035 before the next increase. Such steady growth in the presale shows how fast interest is building.
Mutuum Finance (MUTM) will offer two ways for users to earn and borrow — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users will lend to a shared smart contract and earn interest. In P2P, users will deal directly with others for higher flexibility and custom terms. This dual design gives people control over how they want to grow their assets.
Mutuum Finance (MUTM) confirmed through its official X account that the V1 protocol is scheduled to go live on the Sepolia Testnet in Q4 2025. This first version will showcase the core framework of the platform, including the liquidity pool, mtToken system, debt token mechanics, and an automated liquidator bot that maintains stability and security. During the testnet phase, users will be able to perform lending and borrowing operations and use ETH or USDT as collateral.
This early launch gives the community a hands-on opportunity to experience the platform before the full release. By allowing users to test and understand the system in advance, Mutuum can build stronger trust, expand community participation, and support future token demand.
Stablecoin Innovation, Reliable Price Feeds for Accurate Lending
One of the biggest reasons why investors are watching Mutuum Finance (MUTM) closely is its plan for a fully decentralized stablecoin system. The Mutuum stablecoin will always aim to stay near $1. It will be created when users borrow against assets like ETH or SOL and will be removed when loans are repaid or liquidated.
Only approved issuers will be allowed to mint it, keeping the system safe and balanced. Governance will adjust borrowing interest rates to help maintain the $1 peg, while arbitrage will naturally help price stability. Each loan will stay overcollateralized and automatically managed by smart contracts. This design keeps liquidity flowing and ensures that demand for MUTM remains strong as users interact with the ecosystem every day.
For accurate pricing and smooth operation, Mutuum Finance (MUTM) will use Chainlink oracles as its main price source. Backup oracles, aggregated data feeds, and on-chain metrics will support the system to keep it steady even if one feed slows down. This ensures users always get fair prices for their collateral and loans. Accurate price discovery helps avoid mistakes during liquidations, keeping borrowers and lenders safe. It also builds user trust, leading to higher platform activity and consistent revenue. These revenues will be used for MUTM buybacks and distributed to mtToken stakers, giving long-term users extra rewards while fueling the token’s market strength. This could be one of the most powerful factors which may lead to 100X ROI someday after listing.
Exchange Listing Momentum and Growth Outlook
Many successful projects have shown huge growth after listings — and Mutuum Finance (MUTM) seems ready to follow that path. As the presale price moves from $0.035 in Phase 6 to $0.06 in the final phase, investors are watching closely for listing updates. With the momentum that the presale delivers, it is highly anticipated that the project will get listing traction soon. When the token lists on Tier-1 or Tier-2 exchanges, visibility will rise across global markets.
Analysts who tracked earlier bull runs believe MUTM has the foundation to reach 100x growth from its presale level once trading starts. For example, a token bought at $0.06 and reaching $6 would deliver that 100x mark. With a working product pipeline, growing user base, and clear utility, the path for such performance looks realistic for serious investors studying the next crypto to explode.
Security stands at the center of Mutuum Finance (MUTM). The project has completed a detailed CertiK audit using both manual review and static analysis methods. It earned a Token Scan Score of 90.00 and a Skynet Score of 79.00. The audit request was made on 25 February 2025 and updated on 20 May 2025. Alongside this, a $50,000 Bug Bounty Program will reward community members who report vulnerabilities — up to $2,000 for critical findings. These efforts show the project’s clear commitment to safety and transparency, two factors that attract serious long-term investors.
Final Verdict
Mutuum Finance (MUTM) combines innovation, security, and a growing presale community. The project is already 85% through its current phase, with the next phase bringing a 15% price rise. Its stablecoin model, dual lending design, and strong oracle infrastructure make it stand out from regular crypto projects. For those searching for the next crypto to explode, Mutuum Finance (MUTM) looks like one of the most promising names of 2025. Early buyers have the best entry point right now, before MUTM listings begin and the world discovers why it may be the next 100x crypto in the coming bull run.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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